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Latest #prettylittlesaver Posts

  • πŸ“Š UPDATE πŸ“Š
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Is it just me or are the month's disappearing just like that!? 🀯 
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πŸ’š Everyday account
β™₯️ Cruise (Nov 2021)
πŸ’œ Home deposit
πŸ’› UAE/USA (2022/23) 🀞🏻 
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#Savings #August #frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #debtfree #Goal #Goals #NoMoney #frugalTips #ozsavingcommunity #spending 
#PrettyLittleSaver 
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πŸ–πŸ’°
  • πŸ“Š UPDATE πŸ“Š
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    Is it just me or are the month's disappearing just like that!? 🀯
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    πŸ’š Everyday account
    β™₯️ Cruise (Nov 2021)
    πŸ’œ Home deposit
    πŸ’› UAE/USA (2022/23) 🀞🏻
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    #Savings #August #frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #debtfree #Goal #Goals #NoMoney #frugalTips #ozsavingcommunity #spending
    #PrettyLittleSaver
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    πŸ–πŸ’°

  •  4  0  10 August, 2020
  • πŸ“… JULY πŸ“…
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DOUBLE DIGITS ✌🏼
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I'm pretty pleased with myself. I haven't withdrawn any money out of this account since I paid out my personal loan and started again. So that was like the end of February. I don't plan on using any money from it, but obviously it's sitting there so there is always the choice. But it's gonna be a nope 🚫 😊
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Got a home somewhere out there with my name on it that I need to get 😬 
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Happy first day of August to you all. πŸ’• 
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#July
#SpendingMoney #Money #Spending #ozsavingcommunity #FrugalLiving #frugalTips #NoMoney #Goals #GoalGetter #Goal #Savings #debtfreeliving #debtfreecommunity #debtfreejourney #HouseDeposit #HomeLoan #mortgage #SavingMoney #Budget #Budgeting #frugal #PrettyLittleSaver 
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πŸ–πŸ’°
  • πŸ“… JULY πŸ“…
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    DOUBLE DIGITS ✌🏼
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    I'm pretty pleased with myself. I haven't withdrawn any money out of this account since I paid out my personal loan and started again. So that was like the end of February. I don't plan on using any money from it, but obviously it's sitting there so there is always the choice. But it's gonna be a nope 🚫 😊
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    Got a home somewhere out there with my name on it that I need to get 😬
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    Happy first day of August to you all. πŸ’•
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    #July
    #SpendingMoney #Money #Spending #ozsavingcommunity #FrugalLiving #frugalTips #NoMoney #Goals #GoalGetter #Goal #Savings #debtfreeliving #debtfreecommunity #debtfreejourney #HouseDeposit #HomeLoan #mortgage #SavingMoney #Budget #Budgeting #frugal #PrettyLittleSaver
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    πŸ–πŸ’°

  •  9  0  1 August, 2020
  • πŸ“ UPDATE πŸ“
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I'll try keep this brief. 
Unfortunately the original plan has come to a halt. 
Which was to have my father on the loan with me. For a new home and land package. One was lined up for us in our capacity. (was very nice) 
However, he is married (to my mother, lol) and she does not currently have a job. Therefore making her a dependent, and bringing our capacity down significantly & not being able to secure any packages in our area/s we want to go. 
With this all said and done in black and white I became pretty upset, and depressed and really thought that life wasn't gonna get any better and I'll never have my own place. Etc etc. 
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Fast forward a couple week's to now...
I have been in contact with another company. 
Trying to get an idea of what I could borrow by myself. I am surprised. It's more than I thought. It will be enough to get me in the door. However I need to double my deposit. I'm aiming for December now. 
Hopefully there is a new place in my price range so I can use the $15k FHOG, otherwise my capacity will drop about $50k and there will be limitations on what I could possibly buy. 
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Little miss depresso is hopefully gone for now, making room for little miss determined to come through. 
Still striving for my own home, I just now have to take a different path to get there. BUT I AM GOING TO GET THERE!! 
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#life
#homedeposit
#Savings #SavingMoney #Home #ozsavingcommunity #debtfreeliving #debtfreecommunity #debtfreejourney #frugal #FrugalLiving #frugalTips #Mortgage #mortgagebroker #homeloan #myjourney #money #saving #SpendingMoney #Goals #Goal #Budget #Budgeting #NoMoney #Spending #PrettyLittleSaver 
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πŸ–πŸ’°
  • πŸ“ UPDATE πŸ“
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    I'll try keep this brief.
    Unfortunately the original plan has come to a halt.
    Which was to have my father on the loan with me. For a new home and land package. One was lined up for us in our capacity. (was very nice)
    However, he is married (to my mother, lol) and she does not currently have a job. Therefore making her a dependent, and bringing our capacity down significantly & not being able to secure any packages in our area/s we want to go.
    With this all said and done in black and white I became pretty upset, and depressed and really thought that life wasn't gonna get any better and I'll never have my own place. Etc etc.
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    Fast forward a couple week's to now...
    I have been in contact with another company.
    Trying to get an idea of what I could borrow by myself. I am surprised. It's more than I thought. It will be enough to get me in the door. However I need to double my deposit. I'm aiming for December now.
    Hopefully there is a new place in my price range so I can use the $15k FHOG, otherwise my capacity will drop about $50k and there will be limitations on what I could possibly buy.
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    Little miss depresso is hopefully gone for now, making room for little miss determined to come through.
    Still striving for my own home, I just now have to take a different path to get there. BUT I AM GOING TO GET THERE!!
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    #life
    #homedeposit
    #Savings #SavingMoney #Home #ozsavingcommunity #debtfreeliving #debtfreecommunity #debtfreejourney #frugal #FrugalLiving #frugalTips #Mortgage #mortgagebroker #homeloan #myjourney #money #saving #SpendingMoney #Goals #Goal #Budget #Budgeting #NoMoney #Spending #PrettyLittleSaver
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    πŸ–πŸ’°

  •  11  4  24 July, 2020
  • πŸ“Š UPDATE πŸ“Š
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10th of the Month update, July. 
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🚒 officially booked a cruise for November 2021. Paid $200 deposit last month. Hence why that amount is less than the last update. Now I know how much I need to be saving to get my final figure. 🚒 (It's a nice feeling to have something to look forward to in these challenging time's)
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πŸ’š Everyday account
β™₯️ Cruise (Nov 2021) 
πŸ’œ Home deposit
πŸ’› UAE/USA (2022/23) 🀞🏻
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#Update
#MyJourney #MySavings #Frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #debtfree #Savings #Goals #homeloan  #ozsavingcommunity #SpendingMoney #Cash #Home #July #PrettyLittleSaver 
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πŸ–πŸ’°
  • πŸ“Š UPDATE πŸ“Š
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    10th of the Month update, July.
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    🚒 officially booked a cruise for November 2021. Paid $200 deposit last month. Hence why that amount is less than the last update. Now I know how much I need to be saving to get my final figure. 🚒 (It's a nice feeling to have something to look forward to in these challenging time's)
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    πŸ’š Everyday account
    β™₯️ Cruise (Nov 2021)
    πŸ’œ Home deposit
    πŸ’› UAE/USA (2022/23) 🀞🏻
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    #Update
    #MyJourney #MySavings #Frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #debtfree #Savings #Goals #homeloan #ozsavingcommunity #SpendingMoney #Cash #Home #July #PrettyLittleSaver
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    πŸ–πŸ’°

  •  14  1  9 July, 2020
  • πŸ“Š UPDATE πŸ“Š
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10th of the Month update, June. .
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πŸš— Everyday account was looking nice until Friday when I paid car registration, $477 for 6 month's πŸ₯΄
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πŸ’š Everyday account
❀️ Cruise (Nov 2021)
πŸ’œ Home Deposit
πŸ’› USA/UAE (2022) (Maybe 2023 depending on the outcome of Rona) .
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#MoneyMoneyMoney #Savings #FrugalLiving #Frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #Goals #NoMoney #frugalTips #ozsavingcommunity #spending 
#PrettyLittleSaver .
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πŸ–πŸ’°
  • πŸ“Š UPDATE πŸ“Š
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    10th of the Month update, June. .
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    πŸš— Everyday account was looking nice until Friday when I paid car registration, $477 for 6 month's πŸ₯΄
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    πŸ’š Everyday account
    ❀️ Cruise (Nov 2021)
    πŸ’œ Home Deposit
    πŸ’› USA/UAE (2022) (Maybe 2023 depending on the outcome of Rona) .
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    #MoneyMoneyMoney #Savings #FrugalLiving #Frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #Goals #NoMoney #frugalTips #ozsavingcommunity #spending
    #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  9  2  10 June, 2020
  • πŸ“Š UPDATE πŸ“Š
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10th of the month, May Stats. 
Increase on all accounts πŸ‘ŒπŸ»
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πŸ’š Everyday roll over money
❀️ Cruise (Nov 2021)
πŸ’œ Home deposit
πŸ’› USA/UAE (2022)
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#Savings #Goal #FrugalTips #Goals #NoMoney #ozsavingcommunity #Spending 
#frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #PrettyLittleSaver .
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πŸ–πŸ’°
  • πŸ“Š UPDATE πŸ“Š
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    10th of the month, May Stats.
    Increase on all accounts πŸ‘ŒπŸ»
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    πŸ’š Everyday roll over money
    ❀️ Cruise (Nov 2021)
    πŸ’œ Home deposit
    πŸ’› USA/UAE (2022)
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    #Savings #Goal #FrugalTips #Goals #NoMoney #ozsavingcommunity #Spending
    #frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  12  0  10 May, 2020
  • πŸ“Š UPDATE πŸ“Š
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It's the 10th of another month already. 😬 .
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New saving chart. 
Goodbye paper. Hello being frustrated at technologyπŸ€¦πŸ»β€β™€οΈ πŸ˜‚ πŸ€·πŸ»β€β™€οΈ
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πŸ’š Everyday roll over money
❀️ Cruise (Nov 2021)
πŸ’œ Home deposit
πŸ’› USA/UAE (2022) .

#Savings #April #ChartMaker #Everyday #Vacay #Cruise #homeloan #Deposit #usa #uae 
#frugal #Spending #Budget #ozsavingcommunity #frugalTips #Budgeting #Saving #Money #myjourney #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #NoMoney #Goals #FrugalLiving  #PrettyLittleSaver .
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  • πŸ“Š UPDATE πŸ“Š
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    It's the 10th of another month already. 😬 .
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    New saving chart.
    Goodbye paper. Hello being frustrated at technologyπŸ€¦πŸ»β€β™€οΈ πŸ˜‚ πŸ€·πŸ»β€β™€οΈ
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    πŸ’š Everyday roll over money
    ❀️ Cruise (Nov 2021)
    πŸ’œ Home deposit
    πŸ’› USA/UAE (2022) .

    #Savings #April #ChartMaker #Everyday #Vacay #Cruise #homeloan #Deposit #usa #uae
    #frugal #Spending #Budget #ozsavingcommunity #frugalTips #Budgeting #Saving #Money #myjourney #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #NoMoney #Goals #FrugalLiving #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  16  3  10 April, 2020
  • πŸŽπŸŽ‚ MARCH πŸŽ‚πŸŽ
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Birthday month done and dusted. .
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I think I skipped a week of savings as I wanted maximum money for my adventures. 🀭 .
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And as in previous post I did treat Myself. So Yolo. Money in, money out. Debt free. Treaty treats. Travel. Back to the grind now. .
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New home here I come. .
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#SaveAllTheMoney #discipline
#frugal
#Budget #Budgeting #saving #Money #SavingMoney #Mortgage #HouseDeposit #homeloan #debtfreeliving #debtfreecommunity #debtfreejourney #Savings #Goals #Goal #NoMoney #FrugalLiving #frugalTips #ozsavingcommunity #Spending #SpendingMoney #PrettyLittleSaver .
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  • πŸŽπŸŽ‚ MARCH πŸŽ‚πŸŽ
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    Birthday month done and dusted. .
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    I think I skipped a week of savings as I wanted maximum money for my adventures. 🀭 .
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    And as in previous post I did treat Myself. So Yolo. Money in, money out. Debt free. Treaty treats. Travel. Back to the grind now. .
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    New home here I come. .
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    #SaveAllTheMoney #discipline
    #frugal
    #Budget #Budgeting #saving #Money #SavingMoney #Mortgage #HouseDeposit #homeloan #debtfreeliving #debtfreecommunity #debtfreejourney #Savings #Goals #Goal #NoMoney #FrugalLiving #frugalTips #ozsavingcommunity #Spending #SpendingMoney #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  16  0  1 April, 2020
  • πŸ›« MELBOURNEπŸ›¬
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Booked flights last August. 
Put $20 aside weekly (roughly) for spending money. βšͺI had a goal of $600 for that account. Achieved that. πŸ‘ŒπŸ» .
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Had just under $500 in my everyday account. This was much less than I had anticipated as I had a bit of a spend the past fortnight leading into my trip. YOLO 🀭 .
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Got paid whilst away. Always good. Spent that. 
A Grand Total of $1886.40c was spent from the day I flew out until the night I flew home. I do have a lot to show for that. I'm not bothered. As this trip was also about treating myself to new clothes. Birthday treat and general "need new clothes as mine don't fit because they are too big now" πŸ‘ŒπŸ»
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I flew home after all these border shutdowns. So I am now in self isolation. 
Happy to do my part for my health and everyone else's. πŸ₯πŸ¨πŸ‘©β€βš•οΈπŸ‘¨β€βš•οΈ
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Set goals. And achieve them. ✌🏻 .
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#Melbourne
#travel
#Goals
#virginaustralia #plane #FrugalLiving #SavingMoney #Budget #frugal #Budgeting #saving #money #Savings #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #success #Vacay #ozsavingcommunity #frugalTips #Spending #myjourney #mytrip #covid_19 
#Staysafe #PrettyLittleSaver .
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πŸ–πŸ’°
  • πŸ›« MELBOURNEπŸ›¬
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    Booked flights last August.
    Put $20 aside weekly (roughly) for spending money. βšͺI had a goal of $600 for that account. Achieved that. πŸ‘ŒπŸ» .
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    Had just under $500 in my everyday account. This was much less than I had anticipated as I had a bit of a spend the past fortnight leading into my trip. YOLO 🀭 .
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    Got paid whilst away. Always good. Spent that.
    A Grand Total of $1886.40c was spent from the day I flew out until the night I flew home. I do have a lot to show for that. I'm not bothered. As this trip was also about treating myself to new clothes. Birthday treat and general "need new clothes as mine don't fit because they are too big now" πŸ‘ŒπŸ»
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    I flew home after all these border shutdowns. So I am now in self isolation.
    Happy to do my part for my health and everyone else's. πŸ₯πŸ¨πŸ‘©β€βš•οΈπŸ‘¨β€βš•οΈ
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    Set goals. And achieve them. ✌🏻 .
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    #Melbourne
    #travel
    #Goals
    #virginaustralia #plane #FrugalLiving #SavingMoney #Budget #frugal #Budgeting #saving #money #Savings #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #success #Vacay #ozsavingcommunity #frugalTips #Spending #myjourney #mytrip #covid_19
    #Staysafe #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  13  1  29 March, 2020
  • 🌑️ UPDATE🌑️
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March 10 stats. .
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HOME took a dive. But that is a-okay as I paid off my personal loan. Debt free now, as you know from previous post's 😁 .
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CRUISE is increasing in small amounts. But increase is increase. πŸ‘ŒπŸ» .
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MELBOURNE is πŸ”₯ 
Stuck to my saving budget. And here we are. Yay!! πŸ‘ŠπŸ» Fly out next week! 🀞🏻 Anyway! .
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#Update
#Vacay #Money #Savings #SavingMoney #ozsavingcommunity #debtfreeliving #debtfreecommunity #frugal #Budget #Budgeting #saving #Mortgage #HouseDeposit #cruise #debtfreejourney #Goal #goals #NoMoney #frugalTips #SpendingMoney #spending #PrettyLittleSaver .
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πŸ–πŸ’°
  • 🌑️ UPDATE🌑️
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    March 10 stats. .
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    HOME took a dive. But that is a-okay as I paid off my personal loan. Debt free now, as you know from previous post's 😁 .
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    CRUISE is increasing in small amounts. But increase is increase. πŸ‘ŒπŸ» .
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    MELBOURNE is πŸ”₯
    Stuck to my saving budget. And here we are. Yay!! πŸ‘ŠπŸ» Fly out next week! 🀞🏻 Anyway! .
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    #Update
    #Vacay #Money #Savings #SavingMoney #ozsavingcommunity #debtfreeliving #debtfreecommunity #frugal #Budget #Budgeting #saving #Mortgage #HouseDeposit #cruise #debtfreejourney #Goal #goals #NoMoney #frugalTips #SpendingMoney #spending #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  18  0  13 March, 2020
  • πŸ€‘ FEBRUARY πŸ€‘
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Well well well...
Most definitely not the best month for the everyday account 🀭 
As per the last Post, treated myself, via all account's. (my saving one and my everyday roll over money) 
Woopsies. 
Think I got down to $16 in my everyday account. First time in a very very very long time. 
Won't be letting that happen again. .
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Onward and upward from here. .
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#SpendingMoney #Spending #ozsavingcommunity #frugal #frugalTips #NoMoney #Goal #Goals #Savings #debtfreeliving #debtfreecommunity #debtfreejourney #sales #treats #treatyoself #Mortgage #SavingMoney #Money #Budgeting #Budget #frugal #PrettyLittleSaver .
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πŸ–πŸ’°
  • πŸ€‘ FEBRUARY πŸ€‘
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    Well well well...
    Most definitely not the best month for the everyday account 🀭
    As per the last Post, treated myself, via all account's. (my saving one and my everyday roll over money)
    Woopsies.
    Think I got down to $16 in my everyday account. First time in a very very very long time.
    Won't be letting that happen again. .
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    Onward and upward from here. .
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    #SpendingMoney #Spending #ozsavingcommunity #frugal #frugalTips #NoMoney #Goal #Goals #Savings #debtfreeliving #debtfreecommunity #debtfreejourney #sales #treats #treatyoself #Mortgage #SavingMoney #Money #Budgeting #Budget #frugal #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  10  0  4 March, 2020
  • 🌿 FEBRUARY 🌿
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I stayed on target. However I used the savings to pay out my personal loan ($12.5k) 
I also may have treated myself... A lot, in the month of February. 
Tbh. I know I deserve it. Many life goals achieved over the past few months. .
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So anyway, spending aside now, back to the savings part. 
Debt free. 
Home loan deposit here I come!! .
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#Target #february #Savings #SavingMoney #money #frugal #Budget #Budgeting #saving #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #Goals #NoMoney #FrugalLiving #frugalTips #ozsavingcommunity #Spending  #PrettyLittleSaver .
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πŸ–πŸ’°
  • 🌿 FEBRUARY 🌿
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    I stayed on target. However I used the savings to pay out my personal loan ($12.5k)
    I also may have treated myself... A lot, in the month of February.
    Tbh. I know I deserve it. Many life goals achieved over the past few months. .
    .
    So anyway, spending aside now, back to the savings part.
    Debt free.
    Home loan deposit here I come!! .
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    #Target #february #Savings #SavingMoney #money #frugal #Budget #Budgeting #saving #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #Goals #NoMoney #FrugalLiving #frugalTips #ozsavingcommunity #Spending #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  12  1  4 March, 2020
  • πŸ’° DEBT FREE πŸ’°
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What. A. Feeling!! .
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I have absolutely no debt to my name any more. 
I decided it was probably a good idea to use my savings (for a home) to pay out my personal loan. So yesterday I called the bank. Got a payout figure. ($12,500) transferred the money over. And here we are today, it's gone gone gone!!! .
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There's a few feels going on right now, but overall, I am free, everything I have is mine, and now I am even more motivated to get back saving for my home! .
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#DebtFree #debtfreeliving #myjourney #mybudget #Money #saving #ozsavingcommunity #frugal #FrugalLiving #Budget #Budgeting #Savings #SavingMoney #Mortgage #HouseDeposit #PersonalLoan #debtfreecommunity #debtfreejourney #Goals #frugalTips #goal #success #Spending #spendingmoney 
#PrettyLittleSaver .
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πŸ–πŸ’°
  • πŸ’° DEBT FREE πŸ’°
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    What. A. Feeling!! .
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    I have absolutely no debt to my name any more.
    I decided it was probably a good idea to use my savings (for a home) to pay out my personal loan. So yesterday I called the bank. Got a payout figure. ($12,500) transferred the money over. And here we are today, it's gone gone gone!!! .
    .
    There's a few feels going on right now, but overall, I am free, everything I have is mine, and now I am even more motivated to get back saving for my home! .
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    #DebtFree #debtfreeliving #myjourney #mybudget #Money #saving #ozsavingcommunity #frugal #FrugalLiving #Budget #Budgeting #Savings #SavingMoney #Mortgage #HouseDeposit #PersonalLoan #debtfreecommunity #debtfreejourney #Goals #frugalTips #goal #success #Spending #spendingmoney
    #PrettyLittleSaver .
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    πŸ–πŸ’°

  •  22  12  19 February, 2020
  • πŸ’£FAR OUTπŸ’£
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So this is my personal loan. 
How it was in August 2019, and how it's sitting today. πŸ™„πŸ˜€ .
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I've never put any extra money into it and just done the minimum weekly repayments over the year's. Yip, year's 😣 
When I started this insta account I really started looking closely at my finances. (I guess that part is working) 
And really noticing and registering that this IS NOT working for me. 
4 step's forward. 2 step's back, every month! The interest is horrendous. 
Sigh. .
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So, Instead of using my home loan savings money, for a home loan, I am now deciding I'm going to drop all of that money into my personal loan and get that gone. Closed. Never to see again. 😬 (That should be by the end of February 2020)
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The weekly repayments I will then put that amount on top of my savings and start again. .
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Once this personal loan is paid off, I will be debt free, for the first time in year's!!!! .
.
Opinions welcome ✌🏻
.
.
#PersonalLoan #crazy #frugal #FrugalLiving #Budgeting #Budget #loan #DontDoIt #interestRate #saving #money #nomoney #SavingMoney #mortgage #homeloan #homedeposit #ozsavingcommunity #frugalTips #Goals #debtfreeliving #debtfreecommunity #debtfreejourney #PrettyLittleSaver .
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πŸ–πŸ’°
  • πŸ’£FAR OUTπŸ’£
    .
    .
    So this is my personal loan.
    How it was in August 2019, and how it's sitting today. πŸ™„πŸ˜€ .
    .
    I've never put any extra money into it and just done the minimum weekly repayments over the year's. Yip, year's 😣
    When I started this insta account I really started looking closely at my finances. (I guess that part is working)
    And really noticing and registering that this IS NOT working for me.
    4 step's forward. 2 step's back, every month! The interest is horrendous.
    Sigh. .
    .
    So, Instead of using my home loan savings money, for a home loan, I am now deciding I'm going to drop all of that money into my personal loan and get that gone. Closed. Never to see again. 😬 (That should be by the end of February 2020)
    .
    .
    The weekly repayments I will then put that amount on top of my savings and start again. .
    .
    Once this personal loan is paid off, I will be debt free, for the first time in year's!!!! .
    .
    Opinions welcome ✌🏻
    .
    .
    #PersonalLoan #crazy #frugal #FrugalLiving #Budgeting #Budget #loan #DontDoIt #interestRate #saving #money #nomoney #SavingMoney #mortgage #homeloan #homedeposit #ozsavingcommunity #frugalTips #Goals #debtfreeliving #debtfreecommunity #debtfreejourney #PrettyLittleSaver .
    .
    πŸ–πŸ’°

  •  10  1  10 January, 2020
  • 🌑️UPDATE🌑️
.
.
January is here already πŸ™ƒ .
.
Still growing, which is great in my eyes. .
.
Melbourne vacay is getting close. Yay πŸŽ‰πŸ’ƒπŸ»
.
.
#Update #Vacay #Melbourne #Savings #frugal #Budget #saving #Money #SavingMoney #Budgeting #Mortgage #HouseDeposit #Spending #ozsavingcommunity #spendingmoney #frugalTips #NoMoney #Goal #Goals #homeloan #homedeposit #debtfreeliving #debtfreecommunity #debtfreejourney #PrettyLittleSaver .
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πŸ–πŸ’°
  • 🌑️UPDATE🌑️
    .
    .
    January is here already πŸ™ƒ .
    .
    Still growing, which is great in my eyes. .
    .
    Melbourne vacay is getting close. Yay πŸŽ‰πŸ’ƒπŸ»
    .
    .
    #Update #Vacay #Melbourne #Savings #frugal #Budget #saving #Money #SavingMoney #Budgeting #Mortgage #HouseDeposit #Spending #ozsavingcommunity #spendingmoney #frugalTips #NoMoney #Goal #Goals #homeloan #homedeposit #debtfreeliving #debtfreecommunity #debtfreejourney #PrettyLittleSaver .
    .
    πŸ–πŸ’°

  •  11  0  10 January, 2020
  • πŸŽ… DECEMBER πŸŽ…
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.
Woowee! 😬 
What a month. 
All to be expected but. .
.
Started the month with car registration. 
Then everything that comes along with Christmas. 
Had a couple of social outings. 
Treated myself to a couple thing's as well. .
.
Right now in this account I have $488. (I haven't done my shopping or bills yet)
Now that Christmas is over and I don't have anything major on until March, I should be able to roll over a touch more at the end of each pay cycle. Well, that's what I'm aiming for. .
.
#Spending #NoMoney #SpendingMoney #Money #Christmas #EndOfTheDecade #FrugalLiving #Frugal #ozsavingcommunity #FrugalTips #Goals #SavingMoney #Goal #debtfreecommunity #debtfreeliving #debtfreejourney #Budget #HouseDeposit #Budgeting #PrettyLittleSaver
.
.
πŸ–πŸ’°
  • πŸŽ… DECEMBER πŸŽ…
    .
    .
    Woowee! 😬
    What a month.
    All to be expected but. .
    .
    Started the month with car registration.
    Then everything that comes along with Christmas.
    Had a couple of social outings.
    Treated myself to a couple thing's as well. .
    .
    Right now in this account I have $488. (I haven't done my shopping or bills yet)
    Now that Christmas is over and I don't have anything major on until March, I should be able to roll over a touch more at the end of each pay cycle. Well, that's what I'm aiming for. .
    .
    #Spending #NoMoney #SpendingMoney #Money #Christmas #EndOfTheDecade #FrugalLiving #Frugal #ozsavingcommunity #FrugalTips #Goals #SavingMoney #Goal #debtfreecommunity #debtfreeliving #debtfreejourney #Budget #HouseDeposit #Budgeting #PrettyLittleSaver
    .
    .
    πŸ–πŸ’°

  •  6  0  31 December, 2019
  • 🌑️UPDATE🌑️
.
.
Growing. πŸ™‚
.
.
I managed to pop a couple dollar's into the cruise fund. It's been very neglected. But now I can get amongst that. .
.
I purposely didn't put any money into my home savings account last week. Which I am absolutely fine with. I had already been prepared for that. 
I used the money to get a couple christmas gifts, and be organised so I didn't have to be going out the week of Christmas. Crazy!! So this week I am back on schedule and have deposited my savings in πŸ’²πŸ’²
.
.
#saving #money #Savings #debtfreeliving #debtfreecommunity #frugal #Budget #Budgeting #SavingMoney #mortgage #HouseDeposit #debtfreejourney #Goals #frugaltips #Goal #nomoney #Spending #prettylittlesaver
.
.
πŸ–πŸ’°
  • 🌑️UPDATE🌑️
    .
    .
    Growing. πŸ™‚
    .
    .
    I managed to pop a couple dollar's into the cruise fund. It's been very neglected. But now I can get amongst that. .
    .
    I purposely didn't put any money into my home savings account last week. Which I am absolutely fine with. I had already been prepared for that.
    I used the money to get a couple christmas gifts, and be organised so I didn't have to be going out the week of Christmas. Crazy!! So this week I am back on schedule and have deposited my savings in πŸ’²πŸ’²
    .
    .
    #saving #money #Savings #debtfreeliving #debtfreecommunity #frugal #Budget #Budgeting #SavingMoney #mortgage #HouseDeposit #debtfreejourney #Goals #frugaltips #Goal #nomoney #Spending #prettylittlesaver
    .
    .
    πŸ–πŸ’°

  •  17  2  11 December, 2019
  • πŸ’© LIFE πŸ’©
.
.
Probably going to be a long Post. .
.
🧠MENTAL HEALTH🧠 .
.
Sh*ts been real wack lately. I've been nothing but a Psycho. Everything makes me frustrated and angry. I can't stand people. 
Their Stupid questions. The way they drive. The way they chew their food. The dumb thing's that seem to come out of their mouth's. Etc etc. .
.
πŸ›’WORKπŸ›’
.
.
This is a very big factor in my poor mental health right now. 
The past few months have been out of control. 
And literally there is no getting better. 
You think it's the worst of it all. Then you turn up for your next shift and BAM, sh*ts even more f**ked. .
.
I talked to Myself saying take some day's off. Oh no do you need to? Yes no yes no. Yes you do. You're literally killing yourself for a place that will replace you in a week. 
So that coming across my mind. I expressed I needed a couple of days off for my mental health. 
Well wasn't that some sh*t. 
My bosses were like pffft. I literally had to find someone to replace my shift. Which I should not have to do. I'm sick (in the head) so after I got that sorted I was able to get a day off. Which seemed like it was going to be a big inconvenience to them. 
That made me mad. But then I was like you know what, this is exactly why I need time off. .
.
πŸ–οΈSo, I TOOK A DAY OFFπŸ–οΈ. I went to the beach. 
I walked. I sat. I watched the world go by. 
It was nice. 
I did something for me for a change. .
.
So my "advice" to anybody who has got this far, 
Look after yourself. No one is going to look after you like you look after you. .
.
It's a dark place. Take care. .
.
#MentalHealth #itaintweaktospeak
#health
#mental #beach #work #help #life #bebrave #doYou #myHome #home #nofilter #prettylittlesaver
  • πŸ’© LIFE πŸ’©
    .
    .
    Probably going to be a long Post. .
    .
    🧠MENTAL HEALTH🧠 .
    .
    Sh*ts been real wack lately. I've been nothing but a Psycho. Everything makes me frustrated and angry. I can't stand people.
    Their Stupid questions. The way they drive. The way they chew their food. The dumb thing's that seem to come out of their mouth's. Etc etc. .
    .
    πŸ›’WORKπŸ›’
    .
    .
    This is a very big factor in my poor mental health right now.
    The past few months have been out of control.
    And literally there is no getting better.
    You think it's the worst of it all. Then you turn up for your next shift and BAM, sh*ts even more f**ked. .
    .
    I talked to Myself saying take some day's off. Oh no do you need to? Yes no yes no. Yes you do. You're literally killing yourself for a place that will replace you in a week.
    So that coming across my mind. I expressed I needed a couple of days off for my mental health.
    Well wasn't that some sh*t.
    My bosses were like pffft. I literally had to find someone to replace my shift. Which I should not have to do. I'm sick (in the head) so after I got that sorted I was able to get a day off. Which seemed like it was going to be a big inconvenience to them.
    That made me mad. But then I was like you know what, this is exactly why I need time off. .
    .
    πŸ–οΈSo, I TOOK A DAY OFFπŸ–οΈ. I went to the beach.
    I walked. I sat. I watched the world go by.
    It was nice.
    I did something for me for a change. .
    .
    So my "advice" to anybody who has got this far,
    Look after yourself. No one is going to look after you like you look after you. .
    .
    It's a dark place. Take care. .
    .
    #MentalHealth #itaintweaktospeak
    #health
    #mental #beach #work #help #life #bebrave #doYou #myHome #home #nofilter #prettylittlesaver

  •  7  1  8 November, 2019

Top #prettylittlesaver Posts

  • πŸ’° DEBT FREE πŸ’°
.
.
What. A. Feeling!! .
.
I have absolutely no debt to my name any more. 
I decided it was probably a good idea to use my savings (for a home) to pay out my personal loan. So yesterday I called the bank. Got a payout figure. ($12,500) transferred the money over. And here we are today, it's gone gone gone!!! .
.
There's a few feels going on right now, but overall, I am free, everything I have is mine, and now I am even more motivated to get back saving for my home! .
.
#DebtFree #debtfreeliving #myjourney #mybudget #Money #saving #ozsavingcommunity #frugal #FrugalLiving #Budget #Budgeting #Savings #SavingMoney #Mortgage #HouseDeposit #PersonalLoan #debtfreecommunity #debtfreejourney #Goals #frugalTips #goal #success #Spending #spendingmoney 
#PrettyLittleSaver .
.
πŸ–πŸ’°
  • πŸ’° DEBT FREE πŸ’°
    .
    .
    What. A. Feeling!! .
    .
    I have absolutely no debt to my name any more.
    I decided it was probably a good idea to use my savings (for a home) to pay out my personal loan. So yesterday I called the bank. Got a payout figure. ($12,500) transferred the money over. And here we are today, it's gone gone gone!!! .
    .
    There's a few feels going on right now, but overall, I am free, everything I have is mine, and now I am even more motivated to get back saving for my home! .
    .
    #DebtFree #debtfreeliving #myjourney #mybudget #Money #saving #ozsavingcommunity #frugal #FrugalLiving #Budget #Budgeting #Savings #SavingMoney #Mortgage #HouseDeposit #PersonalLoan #debtfreecommunity #debtfreejourney #Goals #frugalTips #goal #success #Spending #spendingmoney
    #PrettyLittleSaver .
    .
    πŸ–πŸ’°

  •  22  12  19 February, 2020
  • πŸ“Š UPDATE πŸ“Š
.
.
It's the 10th of another month already. 😬 .
.
New saving chart. 
Goodbye paper. Hello being frustrated at technologyπŸ€¦πŸ»β€β™€οΈ πŸ˜‚ πŸ€·πŸ»β€β™€οΈ
.
.
πŸ’š Everyday roll over money
❀️ Cruise (Nov 2021)
πŸ’œ Home deposit
πŸ’› USA/UAE (2022) .

#Savings #April #ChartMaker #Everyday #Vacay #Cruise #homeloan #Deposit #usa #uae 
#frugal #Spending #Budget #ozsavingcommunity #frugalTips #Budgeting #Saving #Money #myjourney #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #NoMoney #Goals #FrugalLiving  #PrettyLittleSaver .
.
πŸ–πŸ’°
  • πŸ“Š UPDATE πŸ“Š
    .
    .
    It's the 10th of another month already. 😬 .
    .
    New saving chart.
    Goodbye paper. Hello being frustrated at technologyπŸ€¦πŸ»β€β™€οΈ πŸ˜‚ πŸ€·πŸ»β€β™€οΈ
    .
    .
    πŸ’š Everyday roll over money
    ❀️ Cruise (Nov 2021)
    πŸ’œ Home deposit
    πŸ’› USA/UAE (2022) .

    #Savings #April #ChartMaker #Everyday #Vacay #Cruise #homeloan #Deposit #usa #uae
    #frugal #Spending #Budget #ozsavingcommunity #frugalTips #Budgeting #Saving #Money #myjourney #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #NoMoney #Goals #FrugalLiving #PrettyLittleSaver .
    .
    πŸ–πŸ’°

  •  16  3  10 April, 2020
  • πŸ“Š UPDATE πŸ“Š
.
.
10th of the Month update, July. 
.
.
🚒 officially booked a cruise for November 2021. Paid $200 deposit last month. Hence why that amount is less than the last update. Now I know how much I need to be saving to get my final figure. 🚒 (It's a nice feeling to have something to look forward to in these challenging time's)
.
.
πŸ’š Everyday account
β™₯️ Cruise (Nov 2021) 
πŸ’œ Home deposit
πŸ’› UAE/USA (2022/23) 🀞🏻
.
.
#Update
#MyJourney #MySavings #Frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #debtfree #Savings #Goals #homeloan  #ozsavingcommunity #SpendingMoney #Cash #Home #July #PrettyLittleSaver 
.
.
πŸ–πŸ’°
  • πŸ“Š UPDATE πŸ“Š
    .
    .
    10th of the Month update, July.
    .
    .
    🚒 officially booked a cruise for November 2021. Paid $200 deposit last month. Hence why that amount is less than the last update. Now I know how much I need to be saving to get my final figure. 🚒 (It's a nice feeling to have something to look forward to in these challenging time's)
    .
    .
    πŸ’š Everyday account
    β™₯️ Cruise (Nov 2021)
    πŸ’œ Home deposit
    πŸ’› UAE/USA (2022/23) 🀞🏻
    .
    .
    #Update
    #MyJourney #MySavings #Frugal #Budget #Budgeting #Saving #Money #SavingMoney #Mortgage #HouseDeposit #debtfreeliving #debtfreecommunity #debtfreejourney #debtfree #Savings #Goals #homeloan #ozsavingcommunity #SpendingMoney #Cash #Home #July #PrettyLittleSaver
    .
    .
    πŸ–πŸ’°

  •  14  1  9 July, 2020
  • πŸŽπŸŽ‚ MARCH πŸŽ‚πŸŽ
.
.
Birthday month done and dusted. .
.
I think I skipped a week of savings as I wanted maximum money for my adventures. 🀭 .
.
And as in previous post I did treat Myself. So Yolo. Money in, money out. Debt free. Treaty treats. Travel. Back to the grind now. .
.
New home here I come. .
.
#SaveAllTheMoney #discipline
#frugal
#Budget #Budgeting #saving #Money #SavingMoney #Mortgage #HouseDeposit #homeloan #debtfreeliving #debtfreecommunity #debtfreejourney #Savings #Goals #Goal #NoMoney #FrugalLiving #frugalTips #ozsavingcommunity #Spending #SpendingMoney #PrettyLittleSaver .
.
πŸ–πŸ’°
  • πŸŽπŸŽ‚ MARCH πŸŽ‚πŸŽ
    .
    .
    Birthday month done and dusted. .
    .
    I think I skipped a week of savings as I wanted maximum money for my adventures. 🀭 .
    .
    And as in previous post I did treat Myself. So Yolo. Money in, money out. Debt free. Treaty treats. Travel. Back to the grind now. .
    .
    New home here I come. .
    .
    #SaveAllTheMoney #discipline
    #frugal
    #Budget #Budgeting #saving #Money #SavingMoney #Mortgage #HouseDeposit #homeloan #debtfreeliving #debtfreecommunity #debtfreejourney #Savings #Goals #Goal #NoMoney #FrugalLiving #frugalTips #ozsavingcommunity #Spending #SpendingMoney #PrettyLittleSaver .
    .
    πŸ–πŸ’°

  •  16  0  1 April, 2020
  • πŸ›« MELBOURNEπŸ›¬
.
.
Booked flights last August. 
Put $20 aside weekly (roughly) for spending money. βšͺI had a goal of $600 for that account. Achieved that. πŸ‘ŒπŸ» .
.
Had just under $500 in my everyday account. This was much less than I had anticipated as I had a bit of a spend the past fortnight leading into my trip. YOLO 🀭 .
.
Got paid whilst away. Always good. Spent that. 
A Grand Total of $1886.40c was spent from the day I flew out until the night I flew home. I do have a lot to show for that. I'm not bothered. As this trip was also about treating myself to new clothes. Birthday treat and general "need new clothes as mine don't fit because they are too big now" πŸ‘ŒπŸ»
.
.
I flew home after all these border shutdowns. So I am now in self isolation. 
Happy to do my part for my health and everyone else's. πŸ₯πŸ¨πŸ‘©β€βš•οΈπŸ‘¨β€βš•οΈ
.
.
Set goals. And achieve them. ✌🏻 .
.
#Melbourne
#travel
#Goals
#virginaustralia #plane #FrugalLiving #SavingMoney #Budget #frugal #Budgeting #saving #money #Savings #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #success #Vacay #ozsavingcommunity #frugalTips #Spending #myjourney #mytrip #covid_19 
#Staysafe #PrettyLittleSaver .
.
πŸ–πŸ’°
  • πŸ›« MELBOURNEπŸ›¬
    .
    .
    Booked flights last August.
    Put $20 aside weekly (roughly) for spending money. βšͺI had a goal of $600 for that account. Achieved that. πŸ‘ŒπŸ» .
    .
    Had just under $500 in my everyday account. This was much less than I had anticipated as I had a bit of a spend the past fortnight leading into my trip. YOLO 🀭 .
    .
    Got paid whilst away. Always good. Spent that.
    A Grand Total of $1886.40c was spent from the day I flew out until the night I flew home. I do have a lot to show for that. I'm not bothered. As this trip was also about treating myself to new clothes. Birthday treat and general "need new clothes as mine don't fit because they are too big now" πŸ‘ŒπŸ»
    .
    .
    I flew home after all these border shutdowns. So I am now in self isolation.
    Happy to do my part for my health and everyone else's. πŸ₯πŸ¨πŸ‘©β€βš•οΈπŸ‘¨β€βš•οΈ
    .
    .
    Set goals. And achieve them. ✌🏻 .
    .
    #Melbourne
    #travel
    #Goals
    #virginaustralia #plane #FrugalLiving #SavingMoney #Budget #frugal #Budgeting #saving #money #Savings #debtfreeliving #debtfreecommunity #debtfreejourney #Goal #success #Vacay #ozsavingcommunity #frugalTips #Spending #myjourney #mytrip #covid_19
    #Staysafe #PrettyLittleSaver .
    .
    πŸ–πŸ’°

  •  13  1  29 March, 2020
  • πŸ“ UPDATE πŸ“
.
.
I'll try keep this brief. 
Unfortunately the original plan has come to a halt. 
Which was to have my father on the loan with me. For a new home and land package. One was lined up for us in our capacity. (was very nice) 
However, he is married (to my mother, lol) and she does not currently have a job. Therefore making her a dependent, and bringing our capacity down significantly & not being able to secure any packages in our area/s we want to go. 
With this all said and done in black and white I became pretty upset, and depressed and really thought that life wasn't gonna get any better and I'll never have my own place. Etc etc. 
.
.
Fast forward a couple week's to now...
I have been in contact with another company. 
Trying to get an idea of what I could borrow by myself. I am surprised. It's more than I thought. It will be enough to get me in the door. However I need to double my deposit. I'm aiming for December now. 
Hopefully there is a new place in my price range so I can use the $15k FHOG, otherwise my capacity will drop about $50k and there will be limitations on what I could possibly buy. 
.
.
Little miss depresso is hopefully gone for now, making room for little miss determined to come through. 
Still striving for my own home, I just now have to take a different path to get there. BUT I AM GOING TO GET THERE!! 
.
.
#life
#homedeposit
#Savings #SavingMoney #Home #ozsavingcommunity #debtfreeliving #debtfreecommunity #debtfreejourney #frugal #FrugalLiving #frugalTips #Mortgage #mortgagebroker #homeloan #myjourney #money #saving #SpendingMoney #Goals #Goal #Budget #Budgeting #NoMoney #Spending #PrettyLittleSaver 
.
.
πŸ–πŸ’°
  • πŸ“ UPDATE πŸ“
    .
    .
    I'll try keep this brief.
    Unfortunately the original plan has come to a halt.
    Which was to have my father on the loan with me. For a new home and land package. One was lined up for us in our capacity. (was very nice)
    However, he is married (to my mother, lol) and she does not currently have a job. Therefore making her a dependent, and bringing our capacity down significantly & not being able to secure any packages in our area/s we want to go.
    With this all said and done in black and white I became pretty upset, and depressed and really thought that life wasn't gonna get any better and I'll never have my own place. Etc etc.
    .
    .
    Fast forward a couple week's to now...
    I have been in contact with another company.
    Trying to get an idea of what I could borrow by myself. I am surprised. It's more than I thought. It will be enough to get me in the door. However I need to double my deposit. I'm aiming for December now.
    Hopefully there is a new place in my price range so I can use the $15k FHOG, otherwise my capacity will drop about $50k and there will be limitations on what I could possibly buy.
    .
    .
    Little miss depresso is hopefully gone for now, making room for little miss determined to come through.
    Still striving for my own home, I just now have to take a different path to get there. BUT I AM GOING TO GET THERE!!
    .
    .
    #life
    #homedeposit
    #Savings #SavingMoney #Home #ozsavingcommunity #debtfreeliving #debtfreecommunity #debtfreejourney #frugal #FrugalLiving #frugalTips #Mortgage #mortgagebroker #homeloan #myjourney #money #saving #SpendingMoney #Goals #Goal #Budget #Budgeting #NoMoney #Spending #PrettyLittleSaver
    .
    .
    πŸ–πŸ’°

  •  11  4  24 July, 2020
  • 🌑️ UPDATE🌑️
.
.
March 10 stats. .
.
HOME took a dive. But that is a-okay as I paid off my personal loan. Debt free now, as you know from previous post's 😁 .
.
CRUISE is increasing in small amounts. But increase is increase. πŸ‘ŒπŸ» .
.
MELBOURNE is πŸ”₯ 
Stuck to my saving budget. And here we are. Yay!! πŸ‘ŠπŸ» Fly out next week! 🀞🏻 Anyway! .
.
#Update
#Vacay #Money #Savings #SavingMoney #ozsavingcommunity #debtfreeliving #debtfreecommunity #frugal #Budget #Budgeting #saving #Mortgage #HouseDeposit #cruise #debtfreejourney #Goal #goals #NoMoney #frugalTips #SpendingMoney #spending #PrettyLittleSaver .
.
πŸ–πŸ’°
  • 🌑️ UPDATE🌑️
    .
    .
    March 10 stats. .
    .
    HOME took a dive. But that is a-okay as I paid off my personal loan. Debt free now, as you know from previous post's 😁 .
    .
    CRUISE is increasing in small amounts. But increase is increase. πŸ‘ŒπŸ» .
    .
    MELBOURNE is πŸ”₯
    Stuck to my saving budget. And here we are. Yay!! πŸ‘ŠπŸ» Fly out next week! 🀞🏻 Anyway! .
    .
    #Update
    #Vacay #Money #Savings #SavingMoney #ozsavingcommunity #debtfreeliving #debtfreecommunity #frugal #Budget #Budgeting #saving #Mortgage #HouseDeposit #cruise #debtfreejourney #Goal #goals #NoMoney #frugalTips #SpendingMoney #spending #PrettyLittleSaver .
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