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Latest #fhaloans Posts

  • If COVID-19 Closed Your Pool or Gym, Can You Skip Paying HOA Fees?

If you answered ‘No’ you are correct! Here’s why: 

Many HOA expenses are fixed, and will continue through the pandemic. For example, a pool must be treated even if closed. In addition, common areas will continue to be cleaned and maintained. Because of these and other factors,  homeowners likely have no legal recourse for not paying their fees.
  • If COVID-19 Closed Your Pool or Gym, Can You Skip Paying HOA Fees?

    If you answered ‘No’ you are correct! Here’s why:

    Many HOA expenses are fixed, and will continue through the pandemic. For example, a pool must be treated even if closed. In addition, common areas will continue to be cleaned and maintained. Because of these and other factors, homeowners likely have no legal recourse for not paying their fees.

  •  90  1  7 hours ago
  • Hello! I’ve uploaded a new form to my Etsy shop @designkrisp which is going to be super useful for anyone undertaking the FHA 203K Loan. Good for contractors, HUD consultants, and home owners.
.
I use a version of this for my own projects. It will give you a great basic budget, broken down by category and then again labor costs vs material costs. 
.
Hope this is helpful for anyone venturing into a renovation. Link in my bio to find it!
.
#fhaloan #fha #fhaloans #fha203k #203k #203kloan #203krenovation #renovationtemplate #renovationtools #budgeting #budgetplanner #constructionbudget
  • Hello! I’ve uploaded a new form to my Etsy shop @designkrisp which is going to be super useful for anyone undertaking the FHA 203K Loan. Good for contractors, HUD consultants, and home owners.
    .
    I use a version of this for my own projects. It will give you a great basic budget, broken down by category and then again labor costs vs material costs.
    .
    Hope this is helpful for anyone venturing into a renovation. Link in my bio to find it!
    .
    #fhaloan #fha #fhaloans #fha203k #203k #203kloan #203krenovation #renovationtemplate #renovationtools #budgeting #budgetplanner #constructionbudget

  •  17  1  9 hours ago
  • (EN)

There are fees and closing costs involved in refinancing, and Lenders Network explains:

“If you were to refinance that loan into a new loan, total closing costs will run between 2%-4% of the loan amount.”

However, there are options for no-cost refinance loans, such as the FHA Streamline program.

For FHA-backed homeowners refinancing within the 3 years of their existing loan’s start date, the FHA provides a refund on your previously-paid upfront MIP. 😉💵

FHA homeowners are only eligible for the Streamline Refinance program after six months. Thus, eligibility for a MIP refund starts at seven months.

For example, a homeowner who refinances an FHA mortgage after 11 months is granted a 60% refund on his initial FHA UFMIP. 30 days later, the refund drops to 58%. After another 30 days, it drops to 56%, and so on. 👀

This is why is rarely a good idea to “wait to refinance” with the FHA, the sooner you refinance, the bigger your refund, and the lower your total loan size. This lowers the monthly payment and preserves the home equity — two huge positives. 👍🏼👍🏼

Sounds good huh? Let us help you. Call ☎️ 𝟰𝟬𝟴-𝟳𝟵𝟵-𝟵𝟴𝟴𝟯!!
.
.
.
(ES)

Hay tarifas y costos de cierre involucrados en el refinanciamiento, Lenders Networks  dice:

"Si tuviera que refinanciar ese préstamo en un nuevo préstamo, los costos totales de cierre correrán entre el 2% y el 4% del monto total del préstamo".

Sin embargo, hay opciones para préstamos de refinanciamiento sin costo, como el programa Streamline de la FHA.

Para los refinanciadores de viviendas respaldados por la FHA dentro de los 3 años posteriores a la fecha de inicio de su préstamo actual, la FHA proporciona un reembolso de su MIP inicial pagado previamente. 😉💵

Pero ¡ojo! Los propietarios de viviendas de la FHA solo son elegibles para el programa Streamline Refinance después de seis meses. Por lo tanto, la elegibilidad para un reembolso MIP comienza a los siete meses.

(Sigue en comentarios)
  • (EN)

    There are fees and closing costs involved in refinancing, and Lenders Network explains:

    “If you were to refinance that loan into a new loan, total closing costs will run between 2%-4% of the loan amount.”

    However, there are options for no-cost refinance loans, such as the FHA Streamline program.

    For FHA-backed homeowners refinancing within the 3 years of their existing loan’s start date, the FHA provides a refund on your previously-paid upfront MIP. 😉💵

    FHA homeowners are only eligible for the Streamline Refinance program after six months. Thus, eligibility for a MIP refund starts at seven months.

    For example, a homeowner who refinances an FHA mortgage after 11 months is granted a 60% refund on his initial FHA UFMIP. 30 days later, the refund drops to 58%. After another 30 days, it drops to 56%, and so on. 👀

    This is why is rarely a good idea to “wait to refinance” with the FHA, the sooner you refinance, the bigger your refund, and the lower your total loan size. This lowers the monthly payment and preserves the home equity — two huge positives. 👍🏼👍🏼

    Sounds good huh? Let us help you. Call ☎️ 𝟰𝟬𝟴-𝟳𝟵𝟵-𝟵𝟴𝟴𝟯!!
    .
    .
    .
    (ES)

    Hay tarifas y costos de cierre involucrados en el refinanciamiento, Lenders Networks dice:

    "Si tuviera que refinanciar ese préstamo en un nuevo préstamo, los costos totales de cierre correrán entre el 2% y el 4% del monto total del préstamo".

    Sin embargo, hay opciones para préstamos de refinanciamiento sin costo, como el programa Streamline de la FHA.

    Para los refinanciadores de viviendas respaldados por la FHA dentro de los 3 años posteriores a la fecha de inicio de su préstamo actual, la FHA proporciona un reembolso de su MIP inicial pagado previamente. 😉💵

    Pero ¡ojo! Los propietarios de viviendas de la FHA solo son elegibles para el programa Streamline Refinance después de seis meses. Por lo tanto, la elegibilidad para un reembolso MIP comienza a los siete meses.

    (Sigue en comentarios)

  •  9  2  11 hours ago
  • A Record Breaking June!!!❤️🏠🥇🏆💽 TQL Funded over $64 million this month! 👏 and 
@brendathelenda_tql broke her personal record by funding over $34 million! Insane keep up the amazing work team we appreciate you more than words 👏🙌
  • A Record Breaking June!!!❤️🏠🥇🏆💽 TQL Funded over $64 million this month! 👏 and
    @brendathelenda_tql broke her personal record by funding over $34 million! Insane keep up the amazing work team we appreciate you more than words 👏🙌

  •  20  6  12 hours ago
  • The idea that you have to put a 20% down payment is incorrect! The right amount depends on your current savings and your home buying goals. There are certain loan programs that will let you put as little as 3.5% to even 0 down. If you are concerned about your down payment or credit score, let’s talk about your options. 

Contact me for more info:
Ed Jacuinde Real Estate
(949) 355-9568
ed@livingcdm.com
  • The idea that you have to put a 20% down payment is incorrect! The right amount depends on your current savings and your home buying goals. There are certain loan programs that will let you put as little as 3.5% to even 0 down. If you are concerned about your down payment or credit score, let’s talk about your options.

    Contact me for more info:
    Ed Jacuinde Real Estate
    (949) 355-9568
    ed@livingcdm.com

  •  24  1  13 hours ago
  • Bluefire Mortgage Group has many core values that we believe strongly in. Value #5: Be Fearlessly Authentic! ⁠
⁠
Being authentic means coming from a real place within. It is when our actions and words are congruent with our beliefs and values. It is being ourselves, not an imitation of what we think we should be or have been told we should be. Bluefire Mortgage Group always stays true to who we are and what we believe in. We want nothing more than to provide our clients with an amazing mortgage experience that gives them the opportunity to start a new chapter in their lives.
  • Bluefire Mortgage Group has many core values that we believe strongly in. Value #5: Be Fearlessly Authentic! ⁠

    Being authentic means coming from a real place within. It is when our actions and words are congruent with our beliefs and values. It is being ourselves, not an imitation of what we think we should be or have been told we should be. Bluefire Mortgage Group always stays true to who we are and what we believe in. We want nothing more than to provide our clients with an amazing mortgage experience that gives them the opportunity to start a new chapter in their lives.

  •  6  2  13 hours ago
  • Yep, it's true! Many home buyers are misinformed when it comes to using a Realtor. The fees to be represented as a buyer do not come out of your pocket to hire a professional to assist in your home purchase. We have amazing rates right now, and I have several options for lenders who are always happy to assist you! Is your credit lower than you think it needs to be to obtain a loan, do you possibly need down payment assistance? All of this can be a possibility for you to stop throwing away your hard earned money on rent and become a homeowner! Call/Text or Email me if you would like more information about getting set in the right direction to your home buying goals!  
#realestate #homebuying #nomorerent #lowrates #greatinventory #midlandtexas #buyers #credit #downpaymentassistance #firsttimebuyers #valoans🇺🇸 #conventionalloans #fhaloans
  • Yep, it's true! Many home buyers are misinformed when it comes to using a Realtor. The fees to be represented as a buyer do not come out of your pocket to hire a professional to assist in your home purchase. We have amazing rates right now, and I have several options for lenders who are always happy to assist you! Is your credit lower than you think it needs to be to obtain a loan, do you possibly need down payment assistance? All of this can be a possibility for you to stop throwing away your hard earned money on rent and become a homeowner! Call/Text or Email me if you would like more information about getting set in the right direction to your home buying goals!  
    #realestate #homebuying #nomorerent #lowrates #greatinventory #midlandtexas #buyers #credit #downpaymentassistance #firsttimebuyers #valoans🇺🇸 #conventionalloans #fhaloans

  •  7  0  14 hours ago
  • Make a bang in your forever home! You should feel fireworks when it’s the right home for you. Call today to get started....559.282.3233
Ernie S. Flores Real Estate DRE#02083790, Keller Williams.  #realestate #realtor #home #realty #homesforsale #sold #forsale #newhome #househunting #dre #kellerwilliams #calltoday #openhouse #realestateagent #foreverhome  #homesweethome  #fhaloans  #valoans  #usdaloans  #ITIN #entrepreneur #entrepreneurlife #entrepreneurmindset #fixyourcredit #creditrepair #creditrepairspecialist #faithoverfear
  • Make a bang in your forever home! You should feel fireworks when it’s the right home for you. Call today to get started....559.282.3233
    Ernie S. Flores Real Estate DRE #02083790, Keller Williams. #realestate #realtor #home #realty #homesforsale #sold #forsale #newhome #househunting #dre #kellerwilliams #calltoday #openhouse #realestateagent #foreverhome #homesweethome #fhaloans #valoans #usdaloans #ITIN #entrepreneur #entrepreneurlife #entrepreneurmindset #fixyourcredit #creditrepair #creditrepairspecialist #faithoverfear

  •  2  0  14 hours ago
  • Diversify your investments and save toward a financially independent future. Learn more about your mortgage options and compare rates for free at the link in our bio.
  • Diversify your investments and save toward a financially independent future. Learn more about your mortgage options and compare rates for free at the link in our bio.

  •  0  1  14 hours ago
  • ✨JUST LISTED✨

Not to brag, but I am a former Model just looking for a new long-term relationship. Trust me when I say that I am more than just a pretty face because I offer more than just beautiful millwork wall trim in my main floor master bedroom and custom wall murals in 2 additional bedrooms. I am more than just my granite kitchen counter tops, and gas range. More than my tankless water heater and water softener. I have been told I have the perfect view... pond view that is. I am low maintenance, which is hard to come by in my neck of the woods. My main floor master bedroom is a trait I know many seek and few find. I have tons of space for all your family and friends to come visit, with an upstairs guest room complete with private bath, and two additional large bedrooms upstairs, I am a total package. Did I mention that I also have the perfect place to relax or party? My oversized pavered patio can be our oasis to escape the outside world, or entertain our many friends and visitors. Which I already know everyone is going to come visit because of our 3 community pools, tennis courts, pickle ball, sand volleyball, neighborhood cafe, countless parks and open green space. Let's meet and see if we are the perfect match made in heaven!

🏡 Low Maintenance Townhome
📐 2,184 sqft
💲 $259,999
📍🗺 Waterset by Newland Apollo Beach, FL 

🤩 Wow 🤩
Ready to make a move? 📦🔑🏡
Call, Text, or Message me today!
Mark & Amanda Schmukal, Realtors®️
Keller Williams SouthShore
📧SoldBySchmukal@KW.com 
📲 813-815-7653
▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️
#Floridahomes #KellerWilliams #military #army #navy #airforce #marines #veteran #vahomes #fhaloans #luxuryhomesforsale #luxuryhomes #floridaliving #livewhereyoulove #realtorsofinstagram #macdillafb #HouseHunting #Tampa #Florida #RealEstate #Realtor
#sarasota #floridaliving #livewhereyouvacation #affordable #newconstructionhomes #militaryrelocationspecialist #gorgeous #viewsfordays #homesweethome @amandasellstampafl
  • ✨JUST LISTED✨

    Not to brag, but I am a former Model just looking for a new long-term relationship. Trust me when I say that I am more than just a pretty face because I offer more than just beautiful millwork wall trim in my main floor master bedroom and custom wall murals in 2 additional bedrooms. I am more than just my granite kitchen counter tops, and gas range. More than my tankless water heater and water softener. I have been told I have the perfect view... pond view that is. I am low maintenance, which is hard to come by in my neck of the woods. My main floor master bedroom is a trait I know many seek and few find. I have tons of space for all your family and friends to come visit, with an upstairs guest room complete with private bath, and two additional large bedrooms upstairs, I am a total package. Did I mention that I also have the perfect place to relax or party? My oversized pavered patio can be our oasis to escape the outside world, or entertain our many friends and visitors. Which I already know everyone is going to come visit because of our 3 community pools, tennis courts, pickle ball, sand volleyball, neighborhood cafe, countless parks and open green space. Let's meet and see if we are the perfect match made in heaven!

    🏡 Low Maintenance Townhome
    📐 2,184 sqft
    💲 $259,999
    📍🗺 Waterset by Newland Apollo Beach, FL

    🤩 Wow 🤩
    Ready to make a move? 📦🔑🏡
    Call, Text, or Message me today!
    Mark & Amanda Schmukal, Realtors®️
    Keller Williams SouthShore
    📧SoldBySchmukal@KW.com
    📲 813-815-7653
    ▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️
    #Floridahomes #KellerWilliams #military #army #navy #airforce #marines #veteran #vahomes #fhaloans #luxuryhomesforsale #luxuryhomes #floridaliving #livewhereyoulove #realtorsofinstagram #macdillafb #HouseHunting #Tampa #Florida #RealEstate #Realtor
    #sarasota #floridaliving #livewhereyouvacation #affordable #newconstructionhomes #militaryrelocationspecialist #gorgeous #viewsfordays #homesweethome @amandasellstampafl

  •  5  1  16 hours ago

Top #fhaloans Posts

  • 1️⃣st homeowner of 2020 🏡, Oh what fun we had. My client knew what he wanted and wasn't giving up until we found the perfect home. 8 months later he has the keys🔑 to his home.  To top it off he utilized Maryland Smart Buy 2.0 program which allowed him to be freed of 🔹️$31,000🔹️ in student loan debt 📚 🙌🏽🙌🏽.woo hoo! 
________________
If you have student loan debt and interested in purchasing a home myself and my awesome lender @momwifemortgagelife  would be happy to  discuss the process and qualifications ✔ Happy Friday! ⚜
  • 1️⃣st homeowner of 2020 🏡, Oh what fun we had. My client knew what he wanted and wasn't giving up until we found the perfect home. 8 months later he has the keys🔑 to his home. To top it off he utilized Maryland Smart Buy 2.0 program which allowed him to be freed of 🔹️$31,000🔹️ in student loan debt 📚 🙌🏽🙌🏽.woo hoo!
    ________________
    If you have student loan debt and interested in purchasing a home myself and my awesome lender @momwifemortgagelife would be happy to discuss the process and qualifications ✔ Happy Friday! ⚜

  •  133  11  10 January, 2020
  • Buying a Home? Consider an FHA Loan!👍⠀
FHA loans are perfect for first-time home buyers, they require a 580 credit score and a low down payment of 3.5%. FHA loans make is much easier for a first time home buyer with bad credit to purchase a house.⠀
Read more: https://buff.ly/2q64kRc⠀
⠀
Moayyer Real Estate Group 🏡⠀
📲616-350-3429⠀
📲330-802-3781⠀
💻MoayyerRealEstate.com⠀
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.⠀
.⠀
#moayyerrealestate #helpinghomeowners #findyourdreamhome #firsttimehomebuyers #homerbuyers #fhaloans #fha #creditscore #preapproved #lowdownpayment #easytobuy #easytoapply #badcredit #goodcredit #homepurchase #homehunting #houseshopping #dreamhome #dreamteam #grandrapidsmi #grandrapids #grusa #puremichigan #michiganders #letushelpyou #customerservice #followforfollow #follow #linkinbio
  • Buying a Home? Consider an FHA Loan!👍⠀
    FHA loans are perfect for first-time home buyers, they require a 580 credit score and a low down payment of 3.5%. FHA loans make is much easier for a first time home buyer with bad credit to purchase a house.⠀
    Read more: https://buff.ly/2q64kRc⠀

    Moayyer Real Estate Group 🏡⠀
    📲616-350-3429⠀
    📲330-802-3781⠀
    💻MoayyerRealEstate.com⠀
    .⠀
    .⠀
    .⠀
    #moayyerrealestate #helpinghomeowners #findyourdreamhome #firsttimehomebuyers #homerbuyers #fhaloans #fha #creditscore #preapproved #lowdownpayment #easytobuy #easytoapply #badcredit #goodcredit #homepurchase #homehunting #houseshopping #dreamhome #dreamteam #grandrapidsmi #grandrapids #grusa #puremichigan #michiganders #letushelpyou #customerservice #followforfollow #follow #linkinbio

  •  143  7  15 March, 2019
  • Walking into 2️⃣0️⃣2️⃣0️⃣ like🔥🔥🔥 2️⃣0️⃣1️⃣9️⃣ has been a year full of blessings and lessons and I'm grateful for it all.💃🏾 I want thank everyone who has sent me a referral 🙌🏽 tagged me on social media, my clients who trusted me with the biggest investment 🏡of their lives, and just thinking of me when someone mentions real estate. Big shout 📣 out to my husband 🌹 for assisting me whenever needed and my new home office 😁. Thank you to my manger  @nakiasp for answering my million and one questions😁 I am beyond thankful. 
__________
It's only my 2️⃣nd year in licensed in real estate and I set a goal to sell $1 million in real estate this year and with your help I surpassed that goal assisting 18 families selling  3.2 million. 🏅🏅🏅🏅(2 families were supposed close this week but were pushed to January) that's real estate for you❗
___________
Each day I'm learning, growing and working on the best version of myself.  This road 🛣wasn't easy but well worth and I cant wait to see what  2️⃣0️⃣2️⃣0️⃣ has in store.🎆
  • Walking into 2️⃣0️⃣2️⃣0️⃣ like🔥🔥🔥 2️⃣0️⃣1️⃣9️⃣ has been a year full of blessings and lessons and I'm grateful for it all.💃🏾 I want thank everyone who has sent me a referral 🙌🏽 tagged me on social media, my clients who trusted me with the biggest investment 🏡of their lives, and just thinking of me when someone mentions real estate. Big shout 📣 out to my husband 🌹 for assisting me whenever needed and my new home office 😁. Thank you to my manger @nakiasp for answering my million and one questions😁 I am beyond thankful.
    __________
    It's only my 2️⃣nd year in licensed in real estate and I set a goal to sell $1 million in real estate this year and with your help I surpassed that goal assisting 18 families selling 3.2 million. 🏅🏅🏅🏅(2 families were supposed close this week but were pushed to January) that's real estate for you❗
    ___________
    Each day I'm learning, growing and working on the best version of myself. This road 🛣wasn't easy but well worth and I cant wait to see what 2️⃣0️⃣2️⃣0️⃣ has in store.🎆

  •  118  11  1 January, 2020