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Latest #SaveMoney Posts

  • If you feel like saving three to six months of basic living expenses is impossible, I have 4 pieces of advice for you in Episode 29 of @findyourfreedom_podcast (link in bio). In this episode, I answer all of the FAQs about saving and using an emergency fund.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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1.	Start Small. You can start by saving as little as $85 every month, which will add up to your “baby” emergency fund of $1,000 over the course of a year. However, that is the bare minimum. Do your best to save up for at least a month’s worth of expenses, which for most people is a couple thousand dollars. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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2.	Automate. Start by making saving a priority through automatic paycheck deductions into a savings account that is specifically earmarked as your emergency fund. It is important that the emergency fund is saved in a distinct location so it is not spent on anything besides emergencies!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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3.	Prioritize. You can also try treating your emergency fund as one of your fixed-cost bills. Take depositing your savings each month as seriously as paying your electric bill. Remember, saving an emergency fund should be one of your highest money priorities. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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4.	Earn More. You can take a temporary side-job in order to earn extra money. Then, have every paycheck from that job funnel into your emergency fund. You can quit the job once you’ve saved an amount equal to your three or six month expenses. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Listen to Episode 29 (link in bio 👉 @findyourfreedom_podcast) for more advice about emergency funds!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What strategy do you think is best for saving money? 1, 2, 3, 4 or another? Comment below!
  • If you feel like saving three to six months of basic living expenses is impossible, I have 4 pieces of advice for you in Episode 29 of @findyourfreedom_podcast (link in bio). In this episode, I answer all of the FAQs about saving and using an emergency fund.⠀⠀⠀⠀⠀⠀⠀⠀⠀
    ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    1. Start Small. You can start by saving as little as $85 every month, which will add up to your “baby” emergency fund of $1,000 over the course of a year. However, that is the bare minimum. Do your best to save up for at least a month’s worth of expenses, which for most people is a couple thousand dollars. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    2. Automate. Start by making saving a priority through automatic paycheck deductions into a savings account that is specifically earmarked as your emergency fund. It is important that the emergency fund is saved in a distinct location so it is not spent on anything besides emergencies!⠀⠀⠀⠀⠀⠀⠀⠀⠀
    ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    3. Prioritize. You can also try treating your emergency fund as one of your fixed-cost bills. Take depositing your savings each month as seriously as paying your electric bill. Remember, saving an emergency fund should be one of your highest money priorities. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    4. Earn More. You can take a temporary side-job in order to earn extra money. Then, have every paycheck from that job funnel into your emergency fund. You can quit the job once you’ve saved an amount equal to your three or six month expenses. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    Listen to Episode 29 (link in bio 👉 @findyourfreedom_podcast) for more advice about emergency funds!⠀⠀⠀⠀⠀⠀⠀⠀⠀
    ⠀⠀⠀⠀⠀⠀⠀⠀⠀
    What strategy do you think is best for saving money? 1, 2, 3, 4 or another? Comment below!

  •  0  1  40 seconds ago
  • As we launch our DIY Tune-Up pilot program, we are doing everything we can to keep our clients safe, and need your help! By donating to our level 1 giving option for #TheAmazingGive on August 19th, you can help us get the necessary safety and PPE supplies so that we can continue to empower our community and help them save money and resources! #DoSomethingAmazing and check out our Level 1 giving option at the link in our bio!⠀
 #savemoney #saveresources #saveenergy #conserveenergy #savewater
  • As we launch our DIY Tune-Up pilot program, we are doing everything we can to keep our clients safe, and need your help! By donating to our level 1 giving option for #TheAmazingGive on August 19th, you can help us get the necessary safety and PPE supplies so that we can continue to empower our community and help them save money and resources! #DoSomethingAmazing and check out our Level 1 giving option at the link in our bio!⠀
    #savemoney #saveresources #saveenergy #conserveenergy #savewater

  •  0  0  1 minute ago
  • I had to go to Walmart today to get some diapers and it made me so sad to walk around and not see any smiling faces, only see eyeballs looking back-and-forth at one another. What a crazy time we live in that we have to be this way. 😷 

I absolutely love these on the go non-toxic, plant based 🌱 hand sanitizing wipes! I keep them in my car and purse so I can wipe down the cart 🛒 before using it. Because the store ones are always out and I bet they’re FILLED with chemicals! So glad I was introduced to products that have been proven to work but without the chemicals! Then I get back in my car and use my little travel size hand sanitizer. Best smell ever! Doesn’t smell like i just bathed in vodka 😂 

Hopefully someday things don’t have to be like this. But while they are, I’m glad I have a nontoxic store to shop at that keeps my family well!

🌱 hand sanitizers in many sizes 
🌱 EPA registered/approved disinfectants
🌱 multivitamins for the whole family
🌱 immune boosters & probiotics in yummy flavors 

It’s a great store with Walmart-like prices and an Amazon delivery system! 📦 Great combination! Save money, save a trip to the store, save time, save gas... sounds perfect to me! 

#3YearsShoppingHere
#StaySafe #ShopSmarter #SaveMoney
#SharingIsCaring #OnlineShopping
  • I had to go to Walmart today to get some diapers and it made me so sad to walk around and not see any smiling faces, only see eyeballs looking back-and-forth at one another. What a crazy time we live in that we have to be this way. 😷

    I absolutely love these on the go non-toxic, plant based 🌱 hand sanitizing wipes! I keep them in my car and purse so I can wipe down the cart 🛒 before using it. Because the store ones are always out and I bet they’re FILLED with chemicals! So glad I was introduced to products that have been proven to work but without the chemicals! Then I get back in my car and use my little travel size hand sanitizer. Best smell ever! Doesn’t smell like i just bathed in vodka 😂

    Hopefully someday things don’t have to be like this. But while they are, I’m glad I have a nontoxic store to shop at that keeps my family well!

    🌱 hand sanitizers in many sizes
    🌱 EPA registered/approved disinfectants
    🌱 multivitamins for the whole family
    🌱 immune boosters & probiotics in yummy flavors

    It’s a great store with Walmart-like prices and an Amazon delivery system! 📦 Great combination! Save money, save a trip to the store, save time, save gas... sounds perfect to me!

    #3YearsShoppingHere
    #StaySafe #ShopSmarter #SaveMoney
    #SharingIsCaring #OnlineShopping

  •  1  0  2 minutes ago
  • Please ❤️ like this post to keep me in your feed. Thank you! 

🔥 Great deal on kids vans! All styles only $19.97 🔥 More styles to choose from. 
•
✨Let me know if you score.
✨The Link for this item is in my bio. 
•Click here 👉🏼 @clearancequeen_ 
•Then click the link 👉🏼 www.campsite.bio/Clearancequeen_ or type it in to your web browser
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.#clearancequeen_ #couponcommunity #deals #saving #onlinedeals #couponing #savemoney #neverpayfullprice #dealsaddict #rundeal #pricedrop #clearancefinds #clearance #extremecouponing #savemoney #dontpayfullprice #clearancechaser #clearancecommunity #onlineshopping #clearancedeals #rundeals #dealsandsteals #deal #dealsdealsdeals #dealsondeals #dealsoftheday
  • Please ❤️ like this post to keep me in your feed. Thank you!

    🔥 Great deal on kids vans! All styles only $19.97 🔥 More styles to choose from.

    ✨Let me know if you score.
    ✨The Link for this item is in my bio.
    •Click here 👉🏼 @clearancequeen_
    •Then click the link 👉🏼 www.campsite.bio/Clearancequeen_ or type it in to your web browser
    .
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    . #clearancequeen_ #couponcommunity #deals #saving #onlinedeals #couponing #savemoney #neverpayfullprice #dealsaddict #rundeal #pricedrop #clearancefinds #clearance #extremecouponing #savemoney #dontpayfullprice #clearancechaser #clearancecommunity #onlineshopping #clearancedeals #rundeals #dealsandsteals #deal #dealsdealsdeals #dealsondeals #dealsoftheday

  •  21  0  4 minutes ago
  • Please ❤️ like this post to keep me in your feed. Thank you! 

🔥 Great deal on kids vans! All styles only $19.97 🔥 
•
✨Let me know if you score.
✨The Link for this item is in my bio. 
•Click here 👉🏼 @clearancequeen_ 
•Then click the link 👉🏼 www.campsite.bio/Clearancequeen_ or type it in to your web browser
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.#clearancequeen_ #couponcommunity #deals #saving #onlinedeals #couponing #savemoney #neverpayfullprice #dealsaddict #rundeal #pricedrop #clearancefinds #clearance #extremecouponing #savemoney #dontpayfullprice #clearancechaser #clearancecommunity #onlineshopping #clearancedeals #rundeals #dealsandsteals #deal #dealsdealsdeals #dealsondeals #dealsoftheday
  • Please ❤️ like this post to keep me in your feed. Thank you!

    🔥 Great deal on kids vans! All styles only $19.97 🔥

    ✨Let me know if you score.
    ✨The Link for this item is in my bio.
    •Click here 👉🏼 @clearancequeen_
    •Then click the link 👉🏼 www.campsite.bio/Clearancequeen_ or type it in to your web browser
    .
    .
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    . #clearancequeen_ #couponcommunity #deals #saving #onlinedeals #couponing #savemoney #neverpayfullprice #dealsaddict #rundeal #pricedrop #clearancefinds #clearance #extremecouponing #savemoney #dontpayfullprice #clearancechaser #clearancecommunity #onlineshopping #clearancedeals #rundeals #dealsandsteals #deal #dealsdealsdeals #dealsondeals #dealsoftheday

  •  0  0  4 minutes ago
  • This Reebok Women’s Fur lined jacket is only $18.99 and it used to cost $130 😱 use code PZY1899A to get down to $18.99 and there’s only free shipping with a $50 purchase. This is would be great for winter!⁣
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✨I have put the link in my bio @ChasingClearance (affiliated link)✨⁣
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Esta chaqueta de Reebok para mujer cuesta solo $18.99 y costaba $ 130 😱 use el código PZY1899A para que baje a $18.99 y solo hay envío gratis con una compra de $ 50. ¡Esto sería genial para el invierno!
  • This Reebok Women’s Fur lined jacket is only $18.99 and it used to cost $130 😱 use code PZY1899A to get down to $18.99 and there’s only free shipping with a $50 purchase. This is would be great for winter!⁣

    ✨I have put the link in my bio @ChasingClearance (affiliated link)✨⁣


    Esta chaqueta de Reebok para mujer cuesta solo $18.99 y costaba $ 130 😱 use el código PZY1899A para que baje a $18.99 y solo hay envío gratis con una compra de $ 50. ¡Esto sería genial para el invierno!

  •  8  1  8 minutes ago
  • Please ❤️ like this post to keep me in your feed. Thank you! 

Kids Bermingham Big Play Kitchen is now only $139.99 was $249.99 
5 ⭐️ 

Let me know if you score.
The Link for this item is in my bio. 
•Click here 👉🏼 @mommfinds 
•Then click the link 👉🏼 www.campsite.bio/mommfinds or type it in to your web browser
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#mommfinds #couponmom #couponcommunity #deals #saving #onlinedeals #couponing #savemoney #neverpayfullprice #dealsaddict #rundeal #pricedrop #clearancefinds #clearance #extremecouponing #savemoney #dontpayfullprice #clearancechaser #clearancecommunity #onlineshopping #clearancedeals #rundeals #dealsandsteals #deal #dealsdealsdeals #dealsondeals #dealsoftheday
  • Please ❤️ like this post to keep me in your feed. Thank you!

    Kids Bermingham Big Play Kitchen is now only $139.99 was $249.99
    5 ⭐️

    Let me know if you score.
    The Link for this item is in my bio.
    •Click here 👉🏼 @mommfinds
    •Then click the link 👉🏼 www.campsite.bio/mommfinds or type it in to your web browser
    .
    .
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    #mommfinds #couponmom #couponcommunity #deals #saving #onlinedeals #couponing #savemoney #neverpayfullprice #dealsaddict #rundeal #pricedrop #clearancefinds #clearance #extremecouponing #savemoney #dontpayfullprice #clearancechaser #clearancecommunity #onlineshopping #clearancedeals #rundeals #dealsandsteals #deal #dealsdealsdeals #dealsondeals #dealsoftheday

  •  18  0  13 minutes ago
  • Family can make or break you. Some folks don’t even see the damage their family doing to them! It’s a pattern, just stop for one second and look 👀! If I don’t like their lifestyle then I don’t do what they do period! 💯
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Financial Education is Free... Financial Literacy is Key 🔑...
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👍 Like 🖊 Comment 💾 Save 👥 Tag 
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👉Tag 2 people who need to see this 👈
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Who are you associating with? Are they helping you or hurting you? To become a better version of YOU, you have to continue to educate yourself!
  • Family can make or break you. Some folks don’t even see the damage their family doing to them! It’s a pattern, just stop for one second and look 👀! If I don’t like their lifestyle then I don’t do what they do period! 💯
    .
    .

    Financial Education is Free... Financial Literacy is Key 🔑...
    .
    .
    👍 Like 🖊 Comment 💾 Save 👥 Tag
    .
    .
    👉Tag 2 people who need to see this 👈
    .
    .
    Who are you associating with? Are they helping you or hurting you? To become a better version of YOU, you have to continue to educate yourself!

  •  7  1  27 minutes ago

Top #SaveMoney Posts

  • 🤔How much should your monthly grocery spending be?

Well, there are so many factors that it’s difficult to put out a number.

One thing I do know is that the tighter your situation is, the tighter your grocery budget needs to be.

If you are struggling to make ends meet, or simply desperate to crawl out of debt ASAP, make it a tight budget.

Something like $125-$150/mo per person in an average cost of living area seems to be reasonable.

If you live in a higher cost of living area, have huge eaters, or simply don’t want to be strict because you make enough money to spend on groceries and still pay off debt and reach your money goals, well then, spend whatever you want!!!

The point of your grocery budget is not to limit you, it’s to help you create extra money in your budget to throw toward DEBT and SAVINGS and make those BIG goals happen!!!

It won’t happen without sacrifice, but you are the one that ultimately decides what number is right for your family and your lifestyle. Not me, you!

The most important thing is that you can *afford* what you are spending.

We budget $800/mo for our family of 5 and enjoy a little more freedom with our food budget than we used to. We have a small restaurant budget too. It works for us!

What questions do you have about grocery budgets?? Let’s chat and get this expense under control!🥗🛒
  • 🤔How much should your monthly grocery spending be?

    Well, there are so many factors that it’s difficult to put out a number.

    One thing I do know is that the tighter your situation is, the tighter your grocery budget needs to be.

    If you are struggling to make ends meet, or simply desperate to crawl out of debt ASAP, make it a tight budget.

    Something like $125-$150/mo per person in an average cost of living area seems to be reasonable.

    If you live in a higher cost of living area, have huge eaters, or simply don’t want to be strict because you make enough money to spend on groceries and still pay off debt and reach your money goals, well then, spend whatever you want!!!

    The point of your grocery budget is not to limit you, it’s to help you create extra money in your budget to throw toward DEBT and SAVINGS and make those BIG goals happen!!!

    It won’t happen without sacrifice, but you are the one that ultimately decides what number is right for your family and your lifestyle. Not me, you!

    The most important thing is that you can *afford* what you are spending.

    We budget $800/mo for our family of 5 and enjoy a little more freedom with our food budget than we used to. We have a small restaurant budget too. It works for us!

    What questions do you have about grocery budgets?? Let’s chat and get this expense under control!🥗🛒

  •  754  87  6 August, 2020
  • When my husband and I first decided that we wanted to become debt-free, we were scared, frustrated, overwhelmed, and completely confused about how to get there. ⁠
⁠
I knew that our entire lifestyle had to change because we were NOT in control of our spending at the time.⁠
⁠
The way we interacted with money had to take a complete turn. But we were up for it!⁠
⁠
That’s when my husband and I started to study the habits of debt free people. ⁠
⁠
🤔 What were they doing that we weren’t? ⁠
🤔 What steps did they take? ⁠
🤔 What do they eat? ⁠
🤔 How can I become friends with them? ⁠
⁠
I read books, blog posts, and listened to podcasts. ⁠
I asked my friends somewhat uncomfortable questions to determine if they held all the answers. ⁠
⁠
Over time, I realized that people who have become debt free all have 10 habits in common and I'm sharing ALL of them with you over on inspiredbudget.com.⁠
⁠
Click the link in my bio to read the full article (especially if you want to adopt some of these habits!).⁠
⁠
⁠
= = = ⁠
#inspiredbudget #debtfree #debt #debtfreecommunity #debtfreedom #debtfreelife #budgettips #budgeting #personalfinance #personalfinanceformoney #savemoney
  • When my husband and I first decided that we wanted to become debt-free, we were scared, frustrated, overwhelmed, and completely confused about how to get there. ⁠

    I knew that our entire lifestyle had to change because we were NOT in control of our spending at the time.⁠

    The way we interacted with money had to take a complete turn. But we were up for it!⁠

    That’s when my husband and I started to study the habits of debt free people. ⁠

    🤔 What were they doing that we weren’t? ⁠
    🤔 What steps did they take? ⁠
    🤔 What do they eat? ⁠
    🤔 How can I become friends with them? ⁠

    I read books, blog posts, and listened to podcasts. ⁠
    I asked my friends somewhat uncomfortable questions to determine if they held all the answers. ⁠

    Over time, I realized that people who have become debt free all have 10 habits in common and I'm sharing ALL of them with you over on inspiredbudget.com.⁠

    Click the link in my bio to read the full article (especially if you want to adopt some of these habits!).⁠


    = = = ⁠
    #inspiredbudget #debtfree #debt #debtfreecommunity #debtfreedom #debtfreelife #budgettips #budgeting #personalfinance #personalfinanceformoney #savemoney

  •  2,115  33  6 August, 2020
  • “When you feel like giving up, learn to rest, not quit.” You are stronger than you think you are so don’t give up on your goals even if you need a rest. 💕
  • “When you feel like giving up, learn to rest, not quit.” You are stronger than you think you are so don’t give up on your goals even if you need a rest. 💕

  •  538  15  22 hours ago
  • Who loves saving money when grocery shopping?🙋‍♀️ I know I do! #ad
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The @Publix Stocking Spree 365 is back! The best part is the more you buy, the more you save!  You receive a $10 Publix gift card when you buy $50 in participating Kraft, Nabisco, PepsiCo, and P&G products through the Stocking Spree 365 program.💲
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Save even more at Publix with special offers on select Stocking Spree 365 products 8/6 – 8/12 (Some markets 8/5 – 8/11) sale week! 🙌
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Go to StockingSpree.com to learn how to sign up or login to upload receipts and start saving some cash!💵 #StockingSpree
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@officialmaxwellhouse , @gatorade @quaker , @fritolay , @nabiscosnacks , @tidelaundry , @downy , @crest , @pantene , @bountypapertowels , @charmin
  • Who loves saving money when grocery shopping?🙋‍♀️ I know I do! #ad
    .
    The @Publix Stocking Spree 365 is back! The best part is the more you buy, the more you save!  You receive a $10 Publix gift card when you buy $50 in participating Kraft, Nabisco, PepsiCo, and P&G products through the Stocking Spree 365 program.💲
    .
    Save even more at Publix with special offers on select Stocking Spree 365 products 8/6 – 8/12 (Some markets 8/5 – 8/11) sale week! 🙌
    .
    Go to StockingSpree.com to learn how to sign up or login to upload receipts and start saving some cash!💵 #StockingSpree
    .
    .
    @officialmaxwellhouse , @gatorade @quaker , @fritolay , @nabiscosnacks , @tidelaundry , @downy , @crest , @pantene , @bountypapertowels , @charmin

  •  1,139  161  6 August, 2020
  • SINKING FUNDS
My favorite part of budgeting 😍
Sinking funds are specific items/events you are saving for. 
I want a little over $1,500 for Christmas so I put $70/pay check in my Christmas envelope. I forgot to include Car Maintenace but now that my car is paid off I put $50/pay check back for that.
Having sinkings funds really does allow you to prepare for anything!
What are some of your savings categories?
  • SINKING FUNDS
    My favorite part of budgeting 😍
    Sinking funds are specific items/events you are saving for.
    I want a little over $1,500 for Christmas so I put $70/pay check in my Christmas envelope. I forgot to include Car Maintenace but now that my car is paid off I put $50/pay check back for that.
    Having sinkings funds really does allow you to prepare for anything!
    What are some of your savings categories?

  •  195  27  6 August, 2020
  • When I first lived by myself I would spend between $100-$150 each week on groceries.⁠⠀
FOR MYSELF.⁠⠀
⁠⠀
Yep. Just me, myself, and I.⁠⠀
⁠⠀
Oh, and did I mention I was also going out to eat several times each week? Not only was I wasting food, but I was WAY overspending on groceries.⁠⠀
⁠⠀
Fast forward 10 years and we now budget $150 each week for groceries for a family of 4.⁠⠀
⁠⠀
Could our grocery budget be less? ⁠⠀
Probably. But we like it where it is. It not only covers all of our food, but also household items like toilet paper, cleaning supplies, and beauty products.⁠⠀
⁠⠀
Here's hoping that these 2 boys of mine don't eat us out of the house in 8 years when they are teens.😳⁠⠀
⁠⠀
How much do you spend on groceries? Do you feel like you overspend or that you're right on track?⁠⠀
⁠⠀
⁠⠀
⁠⠀
= = = ⁠⠀
#inspiredbudget #budget #grocerybudget #budgettip #budgettips #cashenvelope #cashenvelopes #cashenvelopesystem #debtfreecommunity #debtfree #debtfreejourney #debtfreedom #savemoney #savingmoney #moneysaver #personalfinance #personalfinanceforwomen
  • When I first lived by myself I would spend between $100-$150 each week on groceries.⁠⠀
    FOR MYSELF.⁠⠀
    ⁠⠀
    Yep. Just me, myself, and I.⁠⠀
    ⁠⠀
    Oh, and did I mention I was also going out to eat several times each week? Not only was I wasting food, but I was WAY overspending on groceries.⁠⠀
    ⁠⠀
    Fast forward 10 years and we now budget $150 each week for groceries for a family of 4.⁠⠀
    ⁠⠀
    Could our grocery budget be less? ⁠⠀
    Probably. But we like it where it is. It not only covers all of our food, but also household items like toilet paper, cleaning supplies, and beauty products.⁠⠀
    ⁠⠀
    Here's hoping that these 2 boys of mine don't eat us out of the house in 8 years when they are teens.😳⁠⠀
    ⁠⠀
    How much do you spend on groceries? Do you feel like you overspend or that you're right on track?⁠⠀
    ⁠⠀
    ⁠⠀
    ⁠⠀
    = = = ⁠⠀
    #inspiredbudget #budget #grocerybudget #budgettip #budgettips #cashenvelope #cashenvelopes #cashenvelopesystem #debtfreecommunity #debtfree #debtfreejourney #debtfreedom #savemoney #savingmoney #moneysaver #personalfinance #personalfinanceforwomen

  •  1,745  231  7 August, 2020