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Latest #Mortgages Posts

  • Did you know.... London rents rose by more than 50% faster than England as a whole. 😮

As London’s population grew and its housing supply didn't, property prices went through the roof in the capital, including rents. 

Official statistics show the average weekly rent in London was £137 in 1999. Twenty years later, it was £340, a 148% rise. If rents just tracked inflation, the figure would have been £233.
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#didyouknow #facts #notsofunfacts #london #londoner #ldn #firsttimehomebuyer #property #lux #advice #housing #houses #buy #sell #house #uk #inspirational #estate #propertymarket #realestate #free #propertytalk #sayings #motivation #estateagents #realtor #firsttimebuyer #nothingtosell #mortgages
  • Did you know.... London rents rose by more than 50% faster than England as a whole. 😮

    As London’s population grew and its housing supply didn't, property prices went through the roof in the capital, including rents.

    Official statistics show the average weekly rent in London was £137 in 1999. Twenty years later, it was £340, a 148% rise. If rents just tracked inflation, the figure would have been £233.




    #didyouknow #facts #notsofunfacts #london #londoner #ldn #firsttimehomebuyer #property #lux #advice #housing #houses #buy #sell #house #uk #inspirational #estate #propertymarket #realestate #free #propertytalk #sayings #motivation #estateagents #realtor #firsttimebuyer #nothingtosell #mortgages

  •  4  0  47 minutes ago
  • Are you self employed? Are you frustrated by high street lenders? Please get in touch, because working with a (self employed) broker like me not only "gets it", but can help you find clarity and discover the options available to you. 
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I work with all my clients on a personal, bespoke and supportive basis and work hard to get you the best deal for your new mortgage, remortgage as well as protection insurances. Email me at sarah@themortgagemum.co.uk. ✨
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Photo / Unsplash / Alexa Williams
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#mortgages #themortgagemum #selfemployed #freelancelife #wfh #flexibleworking #selfemployedlife #selfemployedmortgage #ukmortgages #remortgage #highstreetlenders #uklenders #brokerlife #sarahtucker #heretohelp #protectyourself #lockdownlife #mortgagecoach #financialcoach #propertyladder #mortgagerates #homeoffice
  • Are you self employed? Are you frustrated by high street lenders? Please get in touch, because working with a (self employed) broker like me not only "gets it", but can help you find clarity and discover the options available to you.
    .
    I work with all my clients on a personal, bespoke and supportive basis and work hard to get you the best deal for your new mortgage, remortgage as well as protection insurances. Email me at sarah@themortgagemum.co.uk. ✨
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    Photo / Unsplash / Alexa Williams
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    #mortgages #themortgagemum #selfemployed #freelancelife #wfh #flexibleworking #selfemployedlife #selfemployedmortgage #ukmortgages #remortgage #highstreetlenders #uklenders #brokerlife #sarahtucker #heretohelp #protectyourself #lockdownlife #mortgagecoach #financialcoach #propertyladder #mortgagerates #homeoffice

  •  6  0  1 hour ago
  • Are you a first time buyer and wondering how you'll get onto the property ladder? Mortgage lenders are now asking for larger deposits, and will talk of property prices going down affect you? How has being furloughed affected what you can borrow?

We have the answers to all these questions and more, get in touch today to talk about your options.

#firsttimebuyer #mortgages #sandpiper_mortgages
  • Are you a first time buyer and wondering how you'll get onto the property ladder? Mortgage lenders are now asking for larger deposits, and will talk of property prices going down affect you? How has being furloughed affected what you can borrow?

    We have the answers to all these questions and more, get in touch today to talk about your options.

    #firsttimebuyer #mortgages #sandpiper_mortgages

  •  1  0  1 hour ago
  • AIB backtracks one leaked internal memo saying they would not grant mortgages to people on COVID-19 relief payments. That’s a relief for many hopeful homebuyers. 

You were right @doddlmortgages ! #irishhomes #irishhome #mortgages https://www.rte.ie/news/business/2020/0701/1150842-covid-aib-mortgage/
  • AIB backtracks one leaked internal memo saying they would not grant mortgages to people on COVID-19 relief payments. That’s a relief for many hopeful homebuyers.

    You were right @doddlmortgages ! #irishhomes #irishhome #mortgages https://www.rte.ie/news/business/2020/0701/1150842-covid-aib-mortgage/

  •  13  1  1 hour ago
  • When the automatic subtitles just get it all wrong - at least it causes a couple of 🤣🤣
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A friend sent me this whilst watching the show last night - the auto subtitling on the software must be working overtime trying to decipher the ‘subtle’ Scottish dialect tones of @activeinsuranceguy - the software clearly hadn’t met @activeinsuranceguy when it was designed! 
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Disclaimer - no ‘acts of gay’ were conducted on the show - the ACTIVE GUYS SHOW, was a belter last night with plenty of info and added value! 
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Thanks to @samjack7 for pointing this one out 🤣
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#motivation #health #training #lifestyle #fitness #exercise #strong #fitnessmotivation #diet #cardio #getfit  #inspiration #goals #fitlife #sport #weareACTIVE #beashark🦈 #PTforyourfinances #active #activemortgageguy
#JSA #mortgages #mortgageexpert #mortgage #mortgagebroker #mortgageloanofficer #mortgageadviser #mortgageadvisor
  • When the automatic subtitles just get it all wrong - at least it causes a couple of 🤣🤣
    .
    A friend sent me this whilst watching the show last night - the auto subtitling on the software must be working overtime trying to decipher the ‘subtle’ Scottish dialect tones of @activeinsuranceguy - the software clearly hadn’t met @activeinsuranceguy when it was designed!
    .
    Disclaimer - no ‘acts of gay’ were conducted on the show - the ACTIVE GUYS SHOW, was a belter last night with plenty of info and added value!
    .
    Thanks to @samjack7 for pointing this one out 🤣
    .
    #motivation #health #training #lifestyle #fitness #exercise #strong #fitnessmotivation #diet #cardio #getfit #inspiration #goals #fitlife #sport #weareACTIVE #beashark🦈 #PTforyourfinances #active #activemortgageguy
    #JSA #mortgages #mortgageexpert #mortgage #mortgagebroker #mortgageloanofficer #mortgageadviser #mortgageadvisor

  •  11  0  2 hours ago
  • The great news is if you have been on furlough, or in fact still are, you can still be accepted for a mortgage. 

All lenders have different criteria. Some will use your full salary, however, many will use a reduced amount even if your employer was/is topping up the difference. They are likely to want to see written confirmation of the start and end dates and may want more payslips to show your salary before lockdown.
  • The great news is if you have been on furlough, or in fact still are, you can still be accepted for a mortgage.

    All lenders have different criteria. Some will use your full salary, however, many will use a reduced amount even if your employer was/is topping up the difference. They are likely to want to see written confirmation of the start and end dates and may want more payslips to show your salary before lockdown.

  •  2  1  2 hours ago
  • Your CIBIL score is a three-digit number, ranging from 300 to 900, that acts as a measure of your credit worthiness. The score is derived after taking into consideration your credit history, details found in your CIBIL report, and is maintained as a record by credit information company Transunion CIBIL.Your lender checks your CIBIL score to verify your ability to repay the loan before granting you approval. The closer you are to a credit score of 900, better the chances of getting easy approval on your loan. A score closer to 300 is considered poor 

#moneyplus #mortgageadvisor #mortgage #mortgages #mortgagetips #mortgagespecialist #banking #homeloan #housingloan #loans #emi #refinance #india #mumbai 
#mortgagebroker #mortgagebrokers #mortgagebanker #mortgageloans #mortgageloan #mortgagelife #mortgagerates #refinance #balancetransfer #banks
#refinancing #homeloans #loan #loans #mortgageagent #creditscore #downpayment
  • Your CIBIL score is a three-digit number, ranging from 300 to 900, that acts as a measure of your credit worthiness. The score is derived after taking into consideration your credit history, details found in your CIBIL report, and is maintained as a record by credit information company Transunion CIBIL.Your lender checks your CIBIL score to verify your ability to repay the loan before granting you approval. The closer you are to a credit score of 900, better the chances of getting easy approval on your loan. A score closer to 300 is considered poor

    #moneyplus #mortgageadvisor #mortgage #mortgages #mortgagetips #mortgagespecialist #banking #homeloan #housingloan #loans #emi #refinance #india #mumbai
    #mortgagebroker #mortgagebrokers #mortgagebanker #mortgageloans #mortgageloan #mortgagelife #mortgagerates #refinance #balancetransfer #banks
    #refinancing #homeloans #loan #loans #mortgageagent #creditscore #downpayment

  •  5  0  2 hours ago
  • FOR SALE: 2-bedroom home in Hughenden, Kingston 20 (St Andrew)

Make this new apartment your new home! Well-appointed 2-bedroom/2-bathroom 1st floor apartment inside a small, gated complex in Hughenden. The complex offers 24-hour security, surveillance camera system, secure building entry, open parking and low maintenance fees. 

Features of this unit include spacious joint living/dining area, in-unit laundry and a patio.

Sale Price: J$21.5 million

For viewing arrangements, please contact our Realtor Ruth Fraser at (876) 877-7770/999-1507, call us in office at (876) 451-4590 or email strollproperties@hotmail.com.

Stroll Property Services...Your Way Home!

#propertiesforsale #apartmentsforsale #apartments #mortgages #homeownership #homesforsale #nht #jnbank #ncb #scotiabank #realestate #realtor #kingstonjamaica #strollproperties #strollpropertiesjamaica #strollproperties
  • FOR SALE: 2-bedroom home in Hughenden, Kingston 20 (St Andrew)

    Make this new apartment your new home! Well-appointed 2-bedroom/2-bathroom 1st floor apartment inside a small, gated complex in Hughenden. The complex offers 24-hour security, surveillance camera system, secure building entry, open parking and low maintenance fees.

    Features of this unit include spacious joint living/dining area, in-unit laundry and a patio.

    Sale Price: J$21.5 million

    For viewing arrangements, please contact our Realtor Ruth Fraser at (876) 877-7770/999-1507, call us in office at (876) 451-4590 or email strollproperties@hotmail.com.

    Stroll Property Services...Your Way Home!

    #propertiesforsale #apartmentsforsale #apartments #mortgages #homeownership #homesforsale #nht #jnbank #ncb #scotiabank #realestate #realtor #kingstonjamaica #strollproperties #strollpropertiesjamaica #strollproperties

  •  3  0  4 hours ago
  • Are you a Registered Nurse looking for a Home Loan?

If so, you maybe eligible for the following 

- 90% LVR Home Loan with No Lender Mortgage Insurance
- Fixed Rates from 2.19%
- $2,000 Rebate on all refinances over $150k
- Offer is available for all purchases and refinances
- Experienced, expert advice at your fingertips.

I am a 5 time MFAA SA/NT Finalist.

Service you deserve from a 5 x Mortgage & Finance Association of Australia (MFAA) SA/NT Finalist.

Let me negotiate with Lenders on your behalf for a better Interest Rate.

5 x Mortgage & Finance Association of Australia (MFAA) SA/NT Finalist.

2016 Finalist SA/NT Newcomer Award
2016 Finalist SA/NT Young Professional Award
2017 Finalist SA/NT Regional Finance Broker
2018 Finalist SA/NT Regional Finance Broker
2019 Finalist SA/NT Regional Finance Broker
2020 Finalist SA/NT Regional Finance Broker

Get in contact today for your FREE Finance Consult. 

Appointments available 7 days a week.

📞	0407719348
📥	ben@kalo.com.au

#mortgagebrokers #lowdeposithomeloan #realestate #darwin #darwinrealestate #rentalroundabout #benjamin_thefinancebroker #firsthomebuyer #buyingyourfirsthome #darwinmortgagebroker #lowinterestrates #newhome #refinance #investment #mortgageexpert #mortgages #firsthomeownersgrant #dreamhome #ntbuildbonus #darwinbuilders #mfaa  #establishedhomepurchase
  • Are you a Registered Nurse looking for a Home Loan?

    If so, you maybe eligible for the following

    - 90% LVR Home Loan with No Lender Mortgage Insurance
    - Fixed Rates from 2.19%
    - $2,000 Rebate on all refinances over $150k
    - Offer is available for all purchases and refinances
    - Experienced, expert advice at your fingertips.

    I am a 5 time MFAA SA/NT Finalist.

    Service you deserve from a 5 x Mortgage & Finance Association of Australia (MFAA) SA/NT Finalist.

    Let me negotiate with Lenders on your behalf for a better Interest Rate.

    5 x Mortgage & Finance Association of Australia (MFAA) SA/NT Finalist.

    2016 Finalist SA/NT Newcomer Award
    2016 Finalist SA/NT Young Professional Award
    2017 Finalist SA/NT Regional Finance Broker
    2018 Finalist SA/NT Regional Finance Broker
    2019 Finalist SA/NT Regional Finance Broker
    2020 Finalist SA/NT Regional Finance Broker

    Get in contact today for your FREE Finance Consult.

    Appointments available 7 days a week.

    📞 0407719348
    📥 ben@kalo.com.au

    #mortgagebrokers #lowdeposithomeloan #realestate #darwin #darwinrealestate #rentalroundabout #benjamin_thefinancebroker #firsthomebuyer #buyingyourfirsthome #darwinmortgagebroker #lowinterestrates #newhome #refinance #investment #mortgageexpert #mortgages #firsthomeownersgrant #dreamhome #ntbuildbonus #darwinbuilders #mfaa #establishedhomepurchase

  •  2  1  4 hours ago
  • Thanks TheAdviser for nominating Muself as a finalist for the award of Social And Community Engagement Program Of The Year 2020🏅

This award recognises the brokerage or aggregator that went above and beyond their day-to-day work and undertook a program for social good in 2019. Whether that be charity work, education or another form of social and community engagement, this award recognises those who are giving back 🏋🏻‍♂️

In an increasingly competitive arena, the submissions were filtered down to a full set of 10 finalists 🏆 and I would also like to commend Astute Ability Group, Aussie Wynnum, Benevolence Financial Group, Birdie Wealth, Keystone Financial, KW Lending Solutions, Loan Market, Money Jar Concept, and The Loan Lounge who have been displaying their valuable contributions in strengthening Australia’s broking profession 🥳.
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#PFA #mortgage #loans #lowerrate #bestpackage #rate #lessfees #bestincustomerservice #mortgages #Brokerlife #Winner #masterofyourowndestiney #bestmanwin #awardwinning #premier #financial #advocates #premierfinancialadvocates #youfirst
  • Thanks TheAdviser for nominating Muself as a finalist for the award of Social And Community Engagement Program Of The Year 2020🏅

    This award recognises the brokerage or aggregator that went above and beyond their day-to-day work and undertook a program for social good in 2019. Whether that be charity work, education or another form of social and community engagement, this award recognises those who are giving back 🏋🏻‍♂️

    In an increasingly competitive arena, the submissions were filtered down to a full set of 10 finalists 🏆 and I would also like to commend Astute Ability Group, Aussie Wynnum, Benevolence Financial Group, Birdie Wealth, Keystone Financial, KW Lending Solutions, Loan Market, Money Jar Concept, and The Loan Lounge who have been displaying their valuable contributions in strengthening Australia’s broking profession 🥳.
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    #PFA #mortgage #loans #lowerrate #bestpackage #rate #lessfees #bestincustomerservice #mortgages #Brokerlife #Winner #masterofyourowndestiney #bestmanwin #awardwinning #premier #financial #advocates #premierfinancialadvocates #youfirst

  •  14  0  4 hours ago
  • Although your Canada Day festivities may have looked a little different this year, we hope you found a way to celebrate safely! Happy Canada Day! 
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#notary #notarypublic #notaryservices #realestate #realestatetips #mortgages #estate #estates #powerofattorney #poa #newwestminster #newwest #burnaby #yvr #legal #legalservices #realtor #realestateneed #coronavirus #stayhealthy #staysafe #weekend #openforbusiness #healthylifestyle #healthyliving #socialdistancing #canada #canadaday #happycanadaday #wednesday
  • Although your Canada Day festivities may have looked a little different this year, we hope you found a way to celebrate safely! Happy Canada Day!
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    #notary #notarypublic #notaryservices #realestate #realestatetips #mortgages #estate #estates #powerofattorney #poa #newwestminster #newwest #burnaby #yvr #legal #legalservices #realtor #realestateneed #coronavirus #stayhealthy #staysafe #weekend #openforbusiness #healthylifestyle #healthyliving #socialdistancing #canada #canadaday #happycanadaday #wednesday

  •  6  1  5 hours ago
  • 🚨Here's your weekly Dubuque Area Market Update

✔Interest rates are still LOW! 
✔Inventory is still LOW! 
✔Demand is still HIGH!
✔The real estate is still moving STRONG.

➡️If you're interested in selling or upgrading, now might be the perfect time to sell. 

➡️If you are a buying looking to purchase a home, make sure you select the assistance of a Realtor to have in your corner, guiding you, watching the market closely, advising you, and giving you the upper hand when negotiating the offer process.

💰This is potentially your biggest investment, don't go it alone 😊➡️ Make sure you have a professional alongside you to guide you through this process regardless if you're buying or selling!

🙋‍♀️I'm here to make this process as easy and stress free as possible. 
☎️563.258.1660
💻KaylaMiltenberger@KW.com

#dubuque #market #realestate #realtors #listingagent #mortgage #buyersagent #investors #sellersagent #mortgages #listyourhome #marketupdate #sellinghomes #housingmarket #FirstTimeHomeBuyer #kw #LoveMyJob #EveryKeyBeginsWithK
  • 🚨Here's your weekly Dubuque Area Market Update

    ✔Interest rates are still LOW!
    ✔Inventory is still LOW!
    ✔Demand is still HIGH!
    ✔The real estate is still moving STRONG.

    ➡️If you're interested in selling or upgrading, now might be the perfect time to sell.

    ➡️If you are a buying looking to purchase a home, make sure you select the assistance of a Realtor to have in your corner, guiding you, watching the market closely, advising you, and giving you the upper hand when negotiating the offer process.

    💰This is potentially your biggest investment, don't go it alone 😊➡️ Make sure you have a professional alongside you to guide you through this process regardless if you're buying or selling!

    🙋‍♀️I'm here to make this process as easy and stress free as possible.
    ☎️563.258.1660
    💻KaylaMiltenberger@KW.com

    #dubuque #market #realestate #realtors #listingagent #mortgage #buyersagent #investors #sellersagent #mortgages #listyourhome #marketupdate #sellinghomes #housingmarket #FirstTimeHomeBuyer #kw #LoveMyJob #EveryKeyBeginsWithK

  •  2  0  5 hours ago
  • Ready to become a homeowner?  We have the tools to help!

#mortgagetools

Link in bio!
  • Ready to become a homeowner? We have the tools to help!

    #mortgagetools

    Link in bio!

  •  2  1  5 hours ago
  • When you are partnered with the right people great things happen!! 
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Exactly one year ago today, I made a very tough decision to move my family to NC.  I had to build new business relationships and learn this marketplace!
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I quickly realized I did not have the corporate backing needed when building a business in a new state. 
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So I linked up with some of this industry’s finest mortgage professionals and joined the Royal Family at Crown Home Mortgage in November 2019... 
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BEST DECISION EVER
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Congrats to all my 👑mates... Thank you to Rick Riddle , Bob Deiorio , Marc Kaplan & Jeffrey Rosen 
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We’re just getting started!! 
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#KevsKeys #CrownHomeMortgage #Lending2Heroes #MortgageTips #Mortgages #MortgageAdvice #RealEstate #Teachers #Nurses #Police #Firefighter #Military #Realtors #FirstResponders #HomeOwners #HomeBuyers #PreApproval #TriangleRealEstate #RaleighRealEstate #Relocation #NJRealEstate #NCRealEstate #NewHome #HomeFinancing #NewConstruction #LoanOfficer #NCRealtors #NJRealtors #NCLenders #BeardedBanker
  • When you are partnered with the right people great things happen!!
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    .
    Exactly one year ago today, I made a very tough decision to move my family to NC. I had to build new business relationships and learn this marketplace!
    .
    .
    I quickly realized I did not have the corporate backing needed when building a business in a new state.
    .
    .
    So I linked up with some of this industry’s finest mortgage professionals and joined the Royal Family at Crown Home Mortgage in November 2019...
    .
    .
    BEST DECISION EVER
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    .
    Congrats to all my 👑mates... Thank you to Rick Riddle , Bob Deiorio , Marc Kaplan & Jeffrey Rosen
    .
    .
    We’re just getting started!!
    .
    .

    #KevsKeys #CrownHomeMortgage #Lending2Heroes #MortgageTips #Mortgages #MortgageAdvice #RealEstate #Teachers #Nurses #Police #Firefighter #Military #Realtors #FirstResponders #HomeOwners #HomeBuyers #PreApproval #TriangleRealEstate #RaleighRealEstate #Relocation #NJRealEstate #NCRealEstate #NewHome #HomeFinancing #NewConstruction #LoanOfficer #NCRealtors #NJRealtors #NCLenders #BeardedBanker

  •  26  5  7 hours ago
  • The perfect time for you to refinance may be now. Don’t miss your chance to save cash or shorten your loan term. Reach out to discuss your options.
  • The perfect time for you to refinance may be now. Don’t miss your chance to save cash or shorten your loan term. Reach out to discuss your options.

  •  4  1  30 June, 2020

Top #Mortgages Posts

  • “Embrace this Season of your Life, for it is just that.... A Season.”
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I’ve finally given myself permission to be a human being and not a human calculator or focusing on appeasing others. I read a book that explained the importance of self-care. And as much as I focus on my career/clients & loved ones, self-care is equally important. I do everything from the Heart and with Purpose! (But if my Heart is going to keep me going, I have to give it Attention!) Take time for yourself and embrace your journey. We are all human beings and should recognize we are all going through phases in life. Covid-19 has humbled the entire world and brought many of us closer together. I’m so happy and filled with joy to serve MY Purpose to my Community, and my peers in the Real Estate and Mortgage industry.
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Today marks the beginning of the 3rd Qtr, and I’ve come to realize I have to also serve myself and create a healthy balance. I say to everyone... Love yourself, hold yourself accountable, and welcome change. Daily speak to yourself positive words of encouragement, do kind acts from the heart, and as you walk in your purpose, take care of your heart so your heart will take care of you! ❤️ 
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#HelloJuly #WorkingWomenWednesday #RealEstate #WWW #BossChic #BookedAndBusy #YourFavoriteLender #RealEstate #Realtor #Mortgages #WorkingWomanWednesday #Lender #SelfCare #QueenTalk #TaylorMade #OC #LA
  • “Embrace this Season of your Life, for it is just that.... A Season.”
    .
    .
    I’ve finally given myself permission to be a human being and not a human calculator or focusing on appeasing others. I read a book that explained the importance of self-care. And as much as I focus on my career/clients & loved ones, self-care is equally important. I do everything from the Heart and with Purpose! (But if my Heart is going to keep me going, I have to give it Attention!) Take time for yourself and embrace your journey. We are all human beings and should recognize we are all going through phases in life. Covid-19 has humbled the entire world and brought many of us closer together. I’m so happy and filled with joy to serve MY Purpose to my Community, and my peers in the Real Estate and Mortgage industry.
    .
    Today marks the beginning of the 3rd Qtr, and I’ve come to realize I have to also serve myself and create a healthy balance. I say to everyone... Love yourself, hold yourself accountable, and welcome change. Daily speak to yourself positive words of encouragement, do kind acts from the heart, and as you walk in your purpose, take care of your heart so your heart will take care of you! ❤️
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    #HelloJuly #WorkingWomenWednesday #RealEstate #WWW #BossChic #BookedAndBusy #YourFavoriteLender #RealEstate #Realtor #Mortgages #WorkingWomanWednesday #Lender #SelfCare #QueenTalk #TaylorMade #OC #LA

  •  254  44  14 hours ago
  • ⭐️ 𝐂𝐌𝐇𝐂 𝐔𝐏𝐃𝐀𝐓𝐄 ⭐️⁣
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I am sure by now you have heard about the changes coming to insured mortgages (purchases with less than 20% downpayment).⁣
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𝐓𝐡𝐞 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 𝐚𝐬 𝐨𝐟 𝐉𝐮𝐥𝐲 𝟏, 𝟐𝟎𝟐𝟎:⁣
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- Maximum Gross Debt Service (GDS) ratios will be lowered to 35% (from 39%)⁣
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- Maximum Total Debt Service (TDS) ratios will be lowered to 42% (from 44%)⁣
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- The minimum credit score needed to qualify will rise to 680 (from 600) for at least one household borrower⁣
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- Many non-traditional sources of down payment that “increase indebtedness” will be banned⁣
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𝐓𝐡𝐞𝐧 𝐠𝐨𝐨𝐝 𝐧𝐞𝐰𝐬 𝐢𝐬 𝐭𝐡𝐚𝐭:⁣
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The other two mortgage default insurers, Genworth and Canada Guarantee have stated they will not follow suit with CMHC’s new lending guideline policies. The key thing to know is it’s business as usual in that category for mortgage qualifying.⁣
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Send me a message for more info 📲!⁣
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➡️ Follow me @BrandonSinghRealEstate ⬅️⁣
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🙋🏽‍♂️ Brandon Singh⁣
🏡 Real Estate Broker⁣
🇨🇦 Royal LePage Terrequity ⁣
📲 647.210.7421⁣
📩 BrandonSingh@RoyalLePage.ca⁣
🖥 www.BrandonSinghRealEstate.ca
  • ⭐️ 𝐂𝐌𝐇𝐂 𝐔𝐏𝐃𝐀𝐓𝐄 ⭐️⁣

    I am sure by now you have heard about the changes coming to insured mortgages (purchases with less than 20% downpayment).⁣

    𝐓𝐡𝐞 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 𝐚𝐬 𝐨𝐟 𝐉𝐮𝐥𝐲 𝟏, 𝟐𝟎𝟐𝟎:⁣

    - Maximum Gross Debt Service (GDS) ratios will be lowered to 35% (from 39%)⁣

    - Maximum Total Debt Service (TDS) ratios will be lowered to 42% (from 44%)⁣

    - The minimum credit score needed to qualify will rise to 680 (from 600) for at least one household borrower⁣

    - Many non-traditional sources of down payment that “increase indebtedness” will be banned⁣

    𝐓𝐡𝐞𝐧 𝐠𝐨𝐨𝐝 𝐧𝐞𝐰𝐬 𝐢𝐬 𝐭𝐡𝐚𝐭:⁣

    The other two mortgage default insurers, Genworth and Canada Guarantee have stated they will not follow suit with CMHC’s new lending guideline policies. The key thing to know is it’s business as usual in that category for mortgage qualifying.⁣

    Send me a message for more info 📲!⁣

    ➡️ Follow me @BrandonSinghRealEstate ⬅️⁣

    🙋🏽‍♂️ Brandon Singh⁣
    🏡 Real Estate Broker⁣
    🇨🇦 Royal LePage Terrequity ⁣
    📲 647.210.7421⁣
    📩 BrandonSingh@RoyalLePage.ca
    🖥 www.BrandonSinghRealEstate.ca

  •  115  8  13 June, 2020
  • In case your new around here or haven’t heard...
I’m Catia, Mortgage Agent, specializing in residential mortgages. 
I have been in the mortgage industry for 9+ years with an extensive knowledge in A, B and Private lending
.
A little bit of background: I entered the mortgage industry learning about Reverse Mortgage Lending (55+) & from there made my way into a Trust Company that transitioned into a Bank. I was a Mortgage Officer collecting broker conditions to satisfy & fund mortgages. Quickly after, became an Underwriter & than Promoted to a Senior Residential Underwriter where my approval limits were GTA increased to meet my everyday top brokers submissions
.
Why did I become a Mortgage Agent? 
Because being able to have access to over 40+ lenders & finding my clients the best deal on the market & in the end putting a smile on their face...I think thats the best feeling in the world
.
Remember, there is a product & rate availability for every type of client portfolio. Don’t hesitate to reach out. Feel free to DM or call 416 670 1366
.
“The key to success is to focus on Goals, not obstacles” 📸 @cankreatemedia 
#mortgage #realestate #realtor #mortgagebroker #home #realestateagent #torontorealestate #ontariorealestate #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #realtorlife #creditrepair #loanofficer #mortgages #homesweethome
  • In case your new around here or haven’t heard...
    I’m Catia, Mortgage Agent, specializing in residential mortgages.
    I have been in the mortgage industry for 9+ years with an extensive knowledge in A, B and Private lending
    .
    A little bit of background: I entered the mortgage industry learning about Reverse Mortgage Lending (55+) & from there made my way into a Trust Company that transitioned into a Bank. I was a Mortgage Officer collecting broker conditions to satisfy & fund mortgages. Quickly after, became an Underwriter & than Promoted to a Senior Residential Underwriter where my approval limits were GTA increased to meet my everyday top brokers submissions
    .
    Why did I become a Mortgage Agent?
    Because being able to have access to over 40+ lenders & finding my clients the best deal on the market & in the end putting a smile on their face...I think thats the best feeling in the world
    .
    Remember, there is a product & rate availability for every type of client portfolio. Don’t hesitate to reach out. Feel free to DM or call 416 670 1366
    .
    “The key to success is to focus on Goals, not obstacles” 📸 @cankreatemedia
    #mortgage #realestate #realtor #mortgagebroker #home #realestateagent #torontorealestate #ontariorealestate #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #realtorlife #creditrepair #loanofficer #mortgages #homesweethome

  •  202  30  22 March, 2020
  • p r e • q u a r a n t i n e
  • p r e • q u a r a n t i n e

  •  105  17  1 June, 2020
  • Hey Friends

Hope everyone is well and staying safe ❤️ I am very excited to announce that I have joined Mortgage Intelligence as a Mortgage Agent. I know it's tough times with the pandemic but my team and I are here to help you achieve dreams of homeownership and financial security 🔑🏡💰 Check out my bio for website and email details 💻📧 OR DM 📱

Let's Chat 🗣️ #letschat #helpingyou #dontstress #mortgageintelligence #mortgageagent #mortgagebroker #mortgages #preapprovals #home #firsttimebuyers #investments #refinancing #renewals #1st #2ndmortgages #goodcredit #badcredit #solutions #cambridge #kitchener #guelph #waterlooregion
  • Hey Friends

    Hope everyone is well and staying safe ❤️ I am very excited to announce that I have joined Mortgage Intelligence as a Mortgage Agent. I know it's tough times with the pandemic but my team and I are here to help you achieve dreams of homeownership and financial security 🔑🏡💰 Check out my bio for website and email details 💻📧 OR DM 📱

    Let's Chat 🗣️ #letschat #helpingyou #dontstress #mortgageintelligence #mortgageagent #mortgagebroker #mortgages #preapprovals #home #firsttimebuyers #investments #refinancing #renewals #1st #2ndmortgages #goodcredit #badcredit #solutions #cambridge #kitchener #guelph #waterlooregion

  •  132  20  15 May, 2020
  • 🌹🌹🌹
A rare selfie to just to show y’all I’m still alive! 
I completely ghosted throughout the whole Covid Lockdown (Mainly because these brows looked crazy) but I am back in action and hope to share with you all some great tips on how you can qualify for your own home. Stay Tuned! .
.
.
.
.
.
.
#mortgages #realestate #local #homes #homeownership #success #dreamhome
  • 🌹🌹🌹
    A rare selfie to just to show y’all I’m still alive!
    I completely ghosted throughout the whole Covid Lockdown (Mainly because these brows looked crazy) but I am back in action and hope to share with you all some great tips on how you can qualify for your own home. Stay Tuned! .
    .
    .
    .
    .
    .
    .
    #mortgages #realestate #local #homes #homeownership #success #dreamhome

  •  104  11  4 June, 2020
  • Officially the youngest branch manager in my companies history. Most days I feel in over my head and that I have no idea what I’m doing. So I guess cheers to faking it until you make it, right? #mortgages #nevada #california #thankful
  • Officially the youngest branch manager in my companies history. Most days I feel in over my head and that I have no idea what I’m doing. So I guess cheers to faking it until you make it, right? #mortgages #nevada #california #thankful

  •  183  39  10 June, 2020