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  • ๐—ง๐—ผ๐—ฝ ๐Ÿฑ ๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐—ง๐—ถ๐—บ๐—ฒ ๐—›๐—ผ๐—บ๐—ฒ ๐—•๐˜‚๐˜†๐—ฒ๐—ฟ ๐— ๐—ถ๐˜€๐˜๐—ฎ๐—ธ๐—ฒ๐˜€

While buying your first home is exciting, there is a lot to know before writing an offer. Allow me to educate your and get you pre-approved at the same time so you donโ€™t make these 5 common FTHB mistakes. 

๐Ÿญ) ๐—ก๐—ผ๐˜ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ฟ๐—ฒ๐—ฑ๐—ถ๐˜ ๐˜€๐—ฐ๐—ผ๐—ฟ๐—ฒ. One of the most important things a lender looks at is your credit score. During our first meeting, I will let you know what your credit score is and educate you on how you can easily increase your credit score, aside from just making the minimum payments on your credit facilities.

๐Ÿฎ) ๐—ก๐—ผ๐˜ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—บ๐—ถ๐—ป๐—ถ๐—บ๐˜‚๐—บ ๐—ฑ๐—ผ๐˜„๐—ป ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐—ฟ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€. Having enough funds for your down payment is the single most important factor in buying your first home. Allow me to go over minimum down payment requirements and explain how down payment tiering works so you are prepared when you put in your offer.

๐Ÿฏ) ๐—ก๐—ผ๐˜ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐—ฐ๐—ต๐—ผ๐—ผ๐˜€๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฏ๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ฟ. Itโ€™s important to choose an experienced broker that has access to a variety of A lenders, B lender and private lenders. As a broker, we of course want every client to get approved with an A lender, but itโ€™s important to use a broker that has a plan B and a plan C, so you donโ€™t lose your dream home under any circumstance.

๐Ÿฐ) ๐—ก๐—ผ๐˜ ๐—ธ๐—ป๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐˜‚๐—ฝ๐—ณ๐—ฟ๐—ผ๐—ป๐˜ ๐—ฐ๐—ผ๐˜€๐˜๐˜€ ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ. Closing costs can be higher than most first time buyers expect. During our first meeting, I will go over how much it will cost to purchase your first home, aside from just your down payment. This way, you wonโ€™t have any surprises when you go to sign at the lawyerโ€™s office. 

๐Ÿฑ) ๐—ก๐—ผ๐˜ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฎ๐˜ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐˜€ ๐—ฎ๐—ฟ๐—ฒ๐—ป'๐˜ ๐—ฐ๐—ฟ๐—ฒ๐—ฎ๐˜๐—ฒ๐—ฑ ๐—ฒ๐—พ๐˜‚๐—ฎ๐—น๐—น๐˜†. There is more to a mortgage than just an interest rate. If you think about the number of lenders and the multiple products they offer, there are ample possibilities to choose from. Allow me to educate you why itโ€™s equally important to shop product as it is rate.

#firsttimehomebuyer #commonmistakes #mortgagebroker #jgmortgages #downpayment #interestrate #beprepared #closingcosts #kelownarealestate #homebuyers #buyandsellrealestate #homesandlandoftheokanagan
  • ๐—ง๐—ผ๐—ฝ ๐Ÿฑ ๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐—ง๐—ถ๐—บ๐—ฒ ๐—›๐—ผ๐—บ๐—ฒ ๐—•๐˜‚๐˜†๐—ฒ๐—ฟ ๐— ๐—ถ๐˜€๐˜๐—ฎ๐—ธ๐—ฒ๐˜€

    While buying your first home is exciting, there is a lot to know before writing an offer. Allow me to educate your and get you pre-approved at the same time so you donโ€™t make these 5 common FTHB mistakes.

    ๐Ÿญ) ๐—ก๐—ผ๐˜ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ฟ๐—ฒ๐—ฑ๐—ถ๐˜ ๐˜€๐—ฐ๐—ผ๐—ฟ๐—ฒ. One of the most important things a lender looks at is your credit score. During our first meeting, I will let you know what your credit score is and educate you on how you can easily increase your credit score, aside from just making the minimum payments on your credit facilities.

    ๐Ÿฎ) ๐—ก๐—ผ๐˜ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—บ๐—ถ๐—ป๐—ถ๐—บ๐˜‚๐—บ ๐—ฑ๐—ผ๐˜„๐—ป ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐—ฟ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€. Having enough funds for your down payment is the single most important factor in buying your first home. Allow me to go over minimum down payment requirements and explain how down payment tiering works so you are prepared when you put in your offer.

    ๐Ÿฏ) ๐—ก๐—ผ๐˜ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐—ฐ๐—ต๐—ผ๐—ผ๐˜€๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฏ๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ฟ. Itโ€™s important to choose an experienced broker that has access to a variety of A lenders, B lender and private lenders. As a broker, we of course want every client to get approved with an A lender, but itโ€™s important to use a broker that has a plan B and a plan C, so you donโ€™t lose your dream home under any circumstance.

    ๐Ÿฐ) ๐—ก๐—ผ๐˜ ๐—ธ๐—ป๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐˜‚๐—ฝ๐—ณ๐—ฟ๐—ผ๐—ป๐˜ ๐—ฐ๐—ผ๐˜€๐˜๐˜€ ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ. Closing costs can be higher than most first time buyers expect. During our first meeting, I will go over how much it will cost to purchase your first home, aside from just your down payment. This way, you wonโ€™t have any surprises when you go to sign at the lawyerโ€™s office.

    ๐Ÿฑ) ๐—ก๐—ผ๐˜ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฎ๐˜ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐˜€ ๐—ฎ๐—ฟ๐—ฒ๐—ป'๐˜ ๐—ฐ๐—ฟ๐—ฒ๐—ฎ๐˜๐—ฒ๐—ฑ ๐—ฒ๐—พ๐˜‚๐—ฎ๐—น๐—น๐˜†. There is more to a mortgage than just an interest rate. If you think about the number of lenders and the multiple products they offer, there are ample possibilities to choose from. Allow me to educate you why itโ€™s equally important to shop product as it is rate.

    #firsttimehomebuyer #commonmistakes #mortgagebroker #jgmortgages #downpayment #interestrate #beprepared #closingcosts #kelownarealestate #homebuyers #buyandsellrealestate #homesandlandoftheokanagan

  •  12  0  1 hour ago
  • https://www.realrenta.com.au/blog/post/865
Why it pays to have a principal and #interestloan
Owner-occupiers who are paying principal and #interest on their mortgage are being rewarded by the financial institutions with a lower #interestrate.
  • https://www.realrenta.com.au/blog/post/865
    Why it pays to have a principal and #interestloan
    Owner-occupiers who are paying principal and #interest on their mortgage are being rewarded by the financial institutions with a lower #interestrate.

  •  0  0  1 hour ago
  • ๐Ÿƒ๐Ÿปโ€โ™‚๏ธ๐Ÿ’ช๐Ÿป2ND WAS NEVER AN OPTION๐Ÿ’ช๐Ÿป๐Ÿƒ๐Ÿปโ€โ™‚๏ธ

2nd place has never been in my blood. From back to my athletic days Iโ€™ve always strived to win! I fed off the competition! I was always up for the challenge. I knew stepping on that track that I would never lose without a fight. I always knew my competition needed to beat me in the first half of the race because if we were neck and neck the second half of the race, I would win every time! I had too much heart. I had too much pride. I would push myself beyond my comfort zone just to win. I did it every time. 

I was born with this determination to be the best! I was born with this desire to excel! I was born knowing I would never settle for second. This isnโ€™t something thatโ€™s taught in the classroom. You canโ€™t copy someone else. Either you have it or you donโ€™t! I do.

I bring this fire every time for my clients! Iโ€™m not afraid of the fight! Iโ€™m not afraid of the competition! I welcome it. I feed on it! The goal is to win!  And I wonโ€™t stop until I do! 

If you want to sell your home! Or want to buy a home!  That now becomes my goal!  I wonโ€™t stop until that dream becomes a reality! Get yourself a realtor who doesnโ€™t settle for 2nd place! 

If your not first. Your last! -Ricky Bobby

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#hayward #sanleandro #sanlorenzo #castrovally #sf #sanfrancisco #bayarea #Eastbay #buyingahome #sellingahome #realestate #downpayment #firsttimebuyer #firsttimehomebuyer #downpaymentassistance #houseprices #househunting #mortgage #fremont #realtor #realestateagent #zillow #trulia #condo #townhouse #newconstruction #interestrate #interestrates #housebuying #jaimehomes
  • ๐Ÿƒ๐Ÿปโ€โ™‚๏ธ๐Ÿ’ช๐Ÿป2ND WAS NEVER AN OPTION๐Ÿ’ช๐Ÿป๐Ÿƒ๐Ÿปโ€โ™‚๏ธ

    2nd place has never been in my blood. From back to my athletic days Iโ€™ve always strived to win! I fed off the competition! I was always up for the challenge. I knew stepping on that track that I would never lose without a fight. I always knew my competition needed to beat me in the first half of the race because if we were neck and neck the second half of the race, I would win every time! I had too much heart. I had too much pride. I would push myself beyond my comfort zone just to win. I did it every time.

    I was born with this determination to be the best! I was born with this desire to excel! I was born knowing I would never settle for second. This isnโ€™t something thatโ€™s taught in the classroom. You canโ€™t copy someone else. Either you have it or you donโ€™t! I do.

    I bring this fire every time for my clients! Iโ€™m not afraid of the fight! Iโ€™m not afraid of the competition! I welcome it. I feed on it! The goal is to win! And I wonโ€™t stop until I do!

    If you want to sell your home! Or want to buy a home! That now becomes my goal! I wonโ€™t stop until that dream becomes a reality! Get yourself a realtor who doesnโ€™t settle for 2nd place!

    If your not first. Your last! -Ricky Bobby

    .
    .
    .
    .
    #hayward #sanleandro #sanlorenzo #castrovally #sf #sanfrancisco #bayarea #Eastbay #buyingahome #sellingahome #realestate #downpayment #firsttimebuyer #firsttimehomebuyer #downpaymentassistance #houseprices #househunting #mortgage #fremont #realtor #realestateagent #zillow #trulia #condo #townhouse #newconstruction #interestrate #interestrates #housebuying #jaimehomes

  •  31  5  4 hours ago
  • The Bank of England slashed interest rates from 0.75% to 0.25% and a week later, on 19th March 2020, the BoE reduced the rate even further to a record 0.1%. But how has this impacted the economy? In this article, I will discuss the implications of this action by reviewing the economic projections of the country as well as looking at what experts are saying about this. Read more at www.thebusinessforest.com

โœ๏ธ@h.ithik 

#ukinterestrate #interestrate #economicprojections #interestrates #bankofenglandmuseum #trading #traders #rbainterestrate #gmotrading #mortgagerates #mortgagelenders #dbkestateagents #hounslow #heston #etfinance #earnings_money  #markcarney #covidnewsbymib #monetry #goveners #uknewspage #bankofenglandmortgage #businessnewsdaily_ #economicsnews #economicsreview #alevelecon
  • The Bank of England slashed interest rates from 0.75% to 0.25% and a week later, on 19th March 2020, the BoE reduced the rate even further to a record 0.1%. But how has this impacted the economy? In this article, I will discuss the implications of this action by reviewing the economic projections of the country as well as looking at what experts are saying about this. Read more at www.thebusinessforest.com

    โœ๏ธ@h.ithik

    #ukinterestrate #interestrate #economicprojections #interestrates #bankofenglandmuseum #trading #traders #rbainterestrate #gmotrading #mortgagerates #mortgagelenders #dbkestateagents #hounslow #heston #etfinance #earnings_money #markcarney #covidnewsbymib #monetry #goveners #uknewspage #bankofenglandmortgage #businessnewsdaily_ #economicsnews #economicsreview #alevelecon

  •  17  0  4 hours ago
  • Now is the time to take advantage of this extraordinary market. With low supply and historically low interest rates, the demand is high. โฃ
โฃ
If youโ€™re interested in listing your home, contact Tessa today! โฃ
โฃ
Tessa Piercy โฃ
tessa@accuratetransactions.orgโฃ
949-310-0185โฃ
CA DRE 01892244โฃ
  • Now is the time to take advantage of this extraordinary market. With low supply and historically low interest rates, the demand is high. โฃ
    โฃ
    If youโ€™re interested in listing your home, contact Tessa today! โฃ
    โฃ
    Tessa Piercy โฃ
    tessa@accuratetransactions.orgโฃ
    949-310-0185โฃ
    CA DRE 01892244โฃ

  •  6  1  5 hours ago
  • Here is another prospective investment property we've checked out this week.  This property consists of 544m2 distributed over 5 floors and the property is in terrible condition.  The asking price is โ‚ฌ530.000 with the seller expecting it can close at โ‚ฌ500.000.โ 
โ 
This being the historic center of Valencia, Spain, Rents in the area can easily hit โ‚ฌ20 per meter squared per month.  Assuming we refurbish the property for โ‚ฌ1.000 per m2, this deals would put us at a 6% gross annual yield, which is not a great deal when you consider the substantial refurbishment - hence risk - required. โ 
โ 
Here is how we arrived at the Gross Yield:โ 
โ 
โ‚ฌ20 per m2 per month x 12 months / (โ‚ฌ1.000 pm2 asking price and acquisition costs + โ‚ฌ1.000 pm2 refurbish = 6%โ 
โ 
We should be targeting 10% Gross Yields, at least. โ 
โ 
This one is a no-go.โ 
  • Here is another prospective investment property we've checked out this week. This property consists of 544m2 distributed over 5 floors and the property is in terrible condition. The asking price is โ‚ฌ530.000 with the seller expecting it can close at โ‚ฌ500.000.โ 
    โ 
    This being the historic center of Valencia, Spain, Rents in the area can easily hit โ‚ฌ20 per meter squared per month. Assuming we refurbish the property for โ‚ฌ1.000 per m2, this deals would put us at a 6% gross annual yield, which is not a great deal when you consider the substantial refurbishment - hence risk - required. โ 
    โ 
    Here is how we arrived at the Gross Yield:โ 
    โ 
    โ‚ฌ20 per m2 per month x 12 months / (โ‚ฌ1.000 pm2 asking price and acquisition costs + โ‚ฌ1.000 pm2 refurbish = 6%โ 
    โ 
    We should be targeting 10% Gross Yields, at least. โ 
    โ 
    This one is a no-go.โ 

  •  11  2  7 hours ago
  • WANT TO USE YOUR HOME EQUITY?
Find out what you can borrow from you home to consolidate debt, renovate, or use for an investment opportunity now.

#refinance
#refinanceyourmortgage
#refinancing
#rates
#Interestrate
#mortgagerate
#buyinghome 
#firsttimebuyer 
#refinance 
#homeequity 
#mike_bakhtiari
#mortgagebymikebakhtiari
#best_gta_rate_investment
#bestgatarateinvestment
#mortgage_monsters_toronto
#best_mortgage_toronto
#best_rate_mortgage
#mortgagelender 
#refinance 
#finance
#mortgage 
#mortgagelife 
#homeloans 
#mortgagerates
#investment 
#home 
#quickapproval
#lowestrate
#bestgtaratesinvestmentinc
  • WANT TO USE YOUR HOME EQUITY?
    Find out what you can borrow from you home to consolidate debt, renovate, or use for an investment opportunity now.

    #refinance
    #refinanceyourmortgage
    #refinancing
    #rates
    #Interestrate
    #mortgagerate
    #buyinghome
    #firsttimebuyer
    #refinance
    #homeequity
    #mike_bakhtiari
    #mortgagebymikebakhtiari
    #best_gta_rate_investment
    #bestgatarateinvestment
    #mortgage_monsters_toronto
    #best_mortgage_toronto
    #best_rate_mortgage
    #mortgagelender
    #refinance
    #finance
    #mortgage
    #mortgagelife
    #homeloans
    #mortgagerates
    #investment
    #home
    #quickapproval
    #lowestrate
    #bestgtaratesinvestmentinc

  •  12  0  7 hours ago
  • Whatever you choose, you should always be sensible about the interest rate saving. Do not take on more debt and bear in mind that at some future point, the interest rate will rise again, so be sure not to overextend yourself at this time.โ €
โ €
#Savings l #InterestRate  l#Seeff  l  #HomeIsOurStory  l #Seeff  l #SeeffGeorge
  • Whatever you choose, you should always be sensible about the interest rate saving. Do not take on more debt and bear in mind that at some future point, the interest rate will rise again, so be sure not to overextend yourself at this time.โ €
    โ €
    #Savings l #InterestRate l #Seeff l #HomeIsOurStory l #Seeff l #SeeffGeorge

  •  3  1  11 hours ago
  • When you start talking to a lender about your mortgage options, one of the things that they will discuss with you is interest rates.
  • When you start talking to a lender about your mortgage options, one of the things that they will discuss with you is interest rates.

  •  7  1  8 August, 2020
  • We are on a shrinking timeline of the lowest interest rates in history - possibly the lowest we'll ever see.  If you're buying or refinancing in Utah, download my app and get pre-approved now - RyanBolton.com/MobileApp โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
โ €โ €โ €โ €โ €โ €โ €โ €โ €
------------------------------------------------โ €โ €โ €โ €โ €โ €โ €โ €โ €
โ €โ €โ €โ €โ €โ €โ €โ €โ €
When you need a '๐Ÿ home loan๐Ÿ ', call Ryan Bolton with Graystone! โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
๐Ÿ“ž (435) 627-0494 (call or text anytime!)โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
RyanBolton.com/MobileApp โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
Social Media: @MortgageN3rd (Mortgage Nerd)โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
Equal Housing (Utah) Lenderโ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
St. George, UTโ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
NMLS: #299717โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
#mortgagen3rd #preappoval #purchaseassure #peaceofmind #buyingpower #home #utah #utahlender #lender #loan #interest #interestrate #localmortgageexpert #firststep #mobileapp #fomo
  • We are on a shrinking timeline of the lowest interest rates in history - possibly the lowest we'll ever see. If you're buying or refinancing in Utah, download my app and get pre-approved now - RyanBolton.com/MobileApp โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    โ €โ €โ €โ €โ €โ €โ €โ €โ €
    ------------------------------------------------โ €โ €โ €โ €โ €โ €โ €โ €โ €
    โ €โ €โ €โ €โ €โ €โ €โ €โ €
    When you need a '๐Ÿ home loan๐Ÿ ', call Ryan Bolton with Graystone! โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    ๐Ÿ“ž (435) 627-0494 (call or text anytime!)โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    RyanBolton.com/MobileApp โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    Social Media: @MortgageN3rd (Mortgage Nerd)โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    Equal Housing (Utah) Lenderโ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    St. George, UTโ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    NMLS: #299717โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €
    #mortgagen3rd #preappoval #purchaseassure #peaceofmind #buyingpower #home #utah #utahlender #lender #loan #interest #interestrate #localmortgageexpert #firststep #mobileapp #fomo

  •  0  0  8 August, 2020
  • This would be an amazing bathroom idea! 
Did you know that more people are buying homes right now than before the pandemic?!?!
Itโ€™s all about the #InterestRate , with them being as low as 2.5% what is stopping you?!? 

Ask me about qualifying for a first time home buyer program and get 0% down! 
Need help saving? 
Contact me and I can help you get started! 
.
.
.
#homesbyleandra #realestate #dmv #realtor #saving #credit #buy #realestate #investing #bathroomdesign #future
  • This would be an amazing bathroom idea!
    Did you know that more people are buying homes right now than before the pandemic?!?!
    Itโ€™s all about the #InterestRate , with them being as low as 2.5% what is stopping you?!?

    Ask me about qualifying for a first time home buyer program and get 0% down!
    Need help saving?
    Contact me and I can help you get started!
    .
    .
    .
    #homesbyleandra #realestate #dmv #realtor #saving #credit #buy #realestate #investing #bathroomdesign #future

  •  126  2  8 August, 2020
  • ๐ŸคฉRight now mortgage rates are near the lowest levels we have ever seen. Thereโ€™s a good chance you may be able to refinance your current mortgage into a lower rate and save a meaningful amount of money each month.
.
๐ŸŽ‰Did you know that you can also use your mortgage as a vehicle to reduce your debt to create wealth? The average American has approximately $38,000 in personal debt, excluding home mortgages. And because the housing market has been so strong and home values have been rising, you may have equity in your home that you can utilize to consolidate debts and reduce your overall monthly burden.
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๐ŸŽ‰If you are comfortable with your current mortgage payment, and we are able to save you money through debt consolidation, you can apply the savings towards principal on the new mortgage. This can result in shaving years off your mortgage and significantly increasing your net worth, perhaps enough to sure up your savings for retirement and college education.
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Please contact us if you would like us to review your current situation and see if a refinance makes sense for you.
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#loaninformers #knowledgeispower #ourknowledgeisyourpower #beagoodhuman #loanswithaheart #lovenloans #arizonaliving #tgdgbg #homeloanspoweredbyhumans #arizonarealestate #mortgagetips #phoenixrealestate #myphx #mortgagetips #interestrates #rates #interestrate #mortgageexpert #homeloans #realestate #loanofficer #arizonalender #homeloanswithasmile #goodhumansinthehighcountry #refinance #buildwealth #buildyourwealth
  • ๐ŸคฉRight now mortgage rates are near the lowest levels we have ever seen. Thereโ€™s a good chance you may be able to refinance your current mortgage into a lower rate and save a meaningful amount of money each month.
    .
    ๐ŸŽ‰Did you know that you can also use your mortgage as a vehicle to reduce your debt to create wealth? The average American has approximately $38,000 in personal debt, excluding home mortgages. And because the housing market has been so strong and home values have been rising, you may have equity in your home that you can utilize to consolidate debts and reduce your overall monthly burden.
    .
    ๐ŸŽ‰If you are comfortable with your current mortgage payment, and we are able to save you money through debt consolidation, you can apply the savings towards principal on the new mortgage. This can result in shaving years off your mortgage and significantly increasing your net worth, perhaps enough to sure up your savings for retirement and college education.
    .
    Please contact us if you would like us to review your current situation and see if a refinance makes sense for you.
    .
    .
    .
    .
    .

    #loaninformers #knowledgeispower #ourknowledgeisyourpower #beagoodhuman #loanswithaheart #lovenloans #arizonaliving #tgdgbg #homeloanspoweredbyhumans #arizonarealestate #mortgagetips #phoenixrealestate #myphx #mortgagetips #interestrates #rates #interestrate #mortgageexpert #homeloans #realestate #loanofficer #arizonalender #homeloanswithasmile #goodhumansinthehighcountry #refinance #buildwealth #buildyourwealth

  •  3  0  8 August, 2020
  • We are currently living in a period of exceedingly low interest rates.  Everything, from mortgages, to lines of credit to car loans are more affordable with lower rates.

This makes it tempting to maybe stretch your budget for a new car or take out a line of credit for a renovation, but one thing to keep in mind is what happens to your monthly cash flow if these variable rate loans go up a little bit?  Do you have enough of a cushion in your lifestyle to allow for this?

Did you know there are lots of tools available to help you enjoy the things that are important while also preparing for a downturn or temporary loss of employment? 

Tax Free Saving's Accounts for example, can be a great way to save money for a rainy day, and when the rainy day comes, you can use the savings, pause your contributions, or both to help you navigate through it with less stress.

Saving never starts until it starts. 

Call us today for a stress free conversation on how you can start investing in your future today.
  • We are currently living in a period of exceedingly low interest rates. Everything, from mortgages, to lines of credit to car loans are more affordable with lower rates.

    This makes it tempting to maybe stretch your budget for a new car or take out a line of credit for a renovation, but one thing to keep in mind is what happens to your monthly cash flow if these variable rate loans go up a little bit? Do you have enough of a cushion in your lifestyle to allow for this?

    Did you know there are lots of tools available to help you enjoy the things that are important while also preparing for a downturn or temporary loss of employment?

    Tax Free Saving's Accounts for example, can be a great way to save money for a rainy day, and when the rainy day comes, you can use the savings, pause your contributions, or both to help you navigate through it with less stress.

    Saving never starts until it starts.

    Call us today for a stress free conversation on how you can start investing in your future today.

  •  2  1  8 August, 2020
  • ใ€Key News of 6 August 2020 (Thur)ใ€‘โœจWith Our Guidanceโœจ

(1) Bank of England holds rates steady but warns of a slower economic recoveryโ€จ
๐Ÿ“ฐโ€Central bank of a country increases/decreases/holds ratesโ€ฆโ€โ€จ
We always see this kind of news. But do we really understand the fundamental concepts behind? We will guide you through taking BoE as an example. 
๐Ÿ“Q1: What is the Central bankโ€™s interest rate?
๐Ÿ“Q2: What purpose does base rate serve? 
๐Ÿ“Q3: Does the Bank of England make more money when it increases base rate?โ€จ๐Ÿ“Q4: When does the base rate change?
โžก๏ธSwipe left to learn more.

โœจNext time we will look at the broader impact of the base rate โ€“ how it affects the equity and fixed income markets. Stay tuned!โœจโ€จ
#financedigest
.
Follow us @finance.digest for more key financial news updates. Welcome DM๐Ÿ’ญ
  • ใ€Key News of 6 August 2020 (Thur)ใ€‘โœจWith Our Guidanceโœจ

    (1) Bank of England holds rates steady but warns of a slower economic recoveryโ€จ
    ๐Ÿ“ฐโ€Central bank of a country increases/decreases/holds ratesโ€ฆโ€โ€จ
    We always see this kind of news. But do we really understand the fundamental concepts behind? We will guide you through taking BoE as an example.
    ๐Ÿ“Q1: What is the Central bankโ€™s interest rate?
    ๐Ÿ“Q2: What purpose does base rate serve?
    ๐Ÿ“Q3: Does the Bank of England make more money when it increases base rate?โ€จ๐Ÿ“Q4: When does the base rate change?
    โžก๏ธSwipe left to learn more.

    โœจNext time we will look at the broader impact of the base rate โ€“ how it affects the equity and fixed income markets. Stay tuned!โœจโ€จ
    #financedigest
    .
    Follow us @finance.digest for more key financial news updates. Welcome DM๐Ÿ’ญ

  •  48  3  8 August, 2020
  • In this weekโ€™s episode we will discuss more on how the Home Search process works, how to identify your home search criteria and how to meet the right expectations.
  • In this weekโ€™s episode we will discuss more on how the Home Search process works, how to identify your home search criteria and how to meet the right expectations.

  •  41  8  7 August, 2020
  • Country Charm located in Johnston County 
Clayton NC
Price $269,000
1.26 acres 

Your search for a countryside retreat is over! Enjoy quiet mornings from the front porch & fun weekends from the beautifully landscaped backyard. This UPDATED ranch doesnโ€™t need a thing & it sits on 1.26 acres!! Located just minutes from shopping & schools w/easy access to I-40. It has new: roof, fixtures, gutters & flooring as well as an updated bonus room & fully updated kitchen w/butcher-block counters. Stay fit with an enclosed weight room inside the flexible 2-car garage. The magic is in the details!
Courtesy of EXP Realty 

#islandgalrealtor #countrycharm #countryliving #claytonnc #barndoorstyle #garage #acres #buyers #relocation #wakecounty #johnstoncounty #homeownership #ncrealtor #realtoring #interestrate #whoyouworkwithmatters #realtorsofraleigh
  • Country Charm located in Johnston County
    Clayton NC
    Price $269,000
    1.26 acres

    Your search for a countryside retreat is over! Enjoy quiet mornings from the front porch & fun weekends from the beautifully landscaped backyard. This UPDATED ranch doesnโ€™t need a thing & it sits on 1.26 acres!! Located just minutes from shopping & schools w/easy access to I-40. It has new: roof, fixtures, gutters & flooring as well as an updated bonus room & fully updated kitchen w/butcher-block counters. Stay fit with an enclosed weight room inside the flexible 2-car garage. The magic is in the details!
    Courtesy of EXP Realty

    #islandgalrealtor #countrycharm #countryliving #claytonnc #barndoorstyle #garage #acres #buyers #relocation #wakecounty #johnstoncounty #homeownership #ncrealtor #realtoring #interestrate #whoyouworkwithmatters #realtorsofraleigh

  •  12  2  7 August, 2020
  • This week's #homeoftheweek
Is an absolute diamond and will not last long at this price! Located in the exclusive Smyrna-Vining-West Village area. Hard to find open concept newer construction traditional situated on a wonderful cul-de-sac lot. Walk to shops and eateries at West Village. Close to Truest Park and the Battery as well as Home Depot headquarters. Gleaming hardwood floors on main. Formal living room and dining room. Open kitchen to family room. Fenced backyard. Stainless steel appliances. 9' ceiling on main. 4BR/2.5BA plus partially finished full basement. If you're looking for a better commute, this is the home for you.

*If you are interested the #homeoftheweek contact me today! 
Contact info in the bio!
#AWSellsDreams #realtor #realestate #homeownership #property #investment #mortgage #buyer #seller #houses #downpaymentassistance
#growwithanitra #homebuying #interestrate #homesweethome #firsttimehomebuyer #stoppayingrent #sellyourhome #buyahome #houseforsale  #metroatlanta #atlantarealtor  #equity #buyersagent #homeowner #entrepreneur
  • This week's #homeoftheweek
    Is an absolute diamond and will not last long at this price! Located in the exclusive Smyrna-Vining-West Village area. Hard to find open concept newer construction traditional situated on a wonderful cul-de-sac lot. Walk to shops and eateries at West Village. Close to Truest Park and the Battery as well as Home Depot headquarters. Gleaming hardwood floors on main. Formal living room and dining room. Open kitchen to family room. Fenced backyard. Stainless steel appliances. 9' ceiling on main. 4BR/2.5BA plus partially finished full basement. If you're looking for a better commute, this is the home for you.

    *If you are interested the #homeoftheweek contact me today!
    Contact info in the bio!
    #AWSellsDreams #realtor #realestate #homeownership #property #investment #mortgage #buyer #seller #houses #downpaymentassistance
    #growwithanitra #homebuying #interestrate #homesweethome #firsttimehomebuyer #stoppayingrent #sellyourhome #buyahome #houseforsale #metroatlanta #atlantarealtor #equity #buyersagent #homeowner #entrepreneur

  •  4  0  7 August, 2020
  • Happy Friday!
  • Happy Friday!

  •  1  1  7 August, 2020

Top #InterestRate Posts

  • Itโ€™s hard not to get any ideas....
  • Itโ€™s hard not to get any ideas....

  •  69,742  258  26 February, 2020
  • This would be an amazing bathroom idea! 
Did you know that more people are buying homes right now than before the pandemic?!?!
Itโ€™s all about the #InterestRate , with them being as low as 2.5% what is stopping you?!? 

Ask me about qualifying for a first time home buyer program and get 0% down! 
Need help saving? 
Contact me and I can help you get started! 
.
.
.
#homesbyleandra #realestate #dmv #realtor #saving #credit #buy #realestate #investing #bathroomdesign #future
  • This would be an amazing bathroom idea!
    Did you know that more people are buying homes right now than before the pandemic?!?!
    Itโ€™s all about the #InterestRate , with them being as low as 2.5% what is stopping you?!?

    Ask me about qualifying for a first time home buyer program and get 0% down!
    Need help saving?
    Contact me and I can help you get started!
    .
    .
    .
    #homesbyleandra #realestate #dmv #realtor #saving #credit #buy #realestate #investing #bathroomdesign #future

  •  126  2  8 August, 2020
  • I graduated college in May of 2015. Six months later I learned for the first time that I owed $60,000 for my degree.

At the time, fear washed over me. Then thoughts and feelings of โ€œhow did this even happen!?โ€ - I vaguely remember signing a few things regarding my loans between the ages of 18 and 21, but I really had NO idea what I was signing up for, and the reality was this: I would owe $60,000 in student loan debt once I graduated college without even understanding the impact this debt would have on my life.

Iโ€™m writing this years later at 26 years old with more than half of my student loan debt LEFT to pay off... and, sadly, I actually consider myself to be one of the lucky ones. Why? Because I understand how this student loan thing works unlike MANY others out there that owe a ton of money but donโ€™t have a clue how to handle it - and I donโ€™t blame them.

I had to teach myself EVERYTHING I know about student loans today. I had to teach myself what a principal amount was and what interest was - arguably the 2 most CRUCIAL things to know about a student loan. โ€œYouโ€™ll be fineโ€, they told me, โ€œdebt is normal - everyoneโ€™s got it!โ€... as if it would just magically disappear over time. Thankfully I chose to question what was โ€œnormalโ€ and figured it out for myself. But what about the people who donโ€™t?

Student loans impact a RIDICULOUS amount of people. Recent data claims that the total student loan debt in America has hit $1.5 TRILLION but these numbers are from 2018, so who knows how bad it is now that we have a whole new class of fresh 2019 college graduates. I guarantee a lot of them are just like I was: graduating WITH student loans and WITHOUT the slightest idea what theyโ€™ve gotten themselves into.

I wish I had just ONE class that taught me the basics of AND how to handle my student loans. Yes, my student loans are my responsibility and I shouldโ€™ve been a little less naive from the start, but a little guidance and education along the way wouldโ€™ve really helped me upon graduation.

Did you feel prepared to pay your loans when you graduated? Or were you a little lost like me?
  • I graduated college in May of 2015. Six months later I learned for the first time that I owed $60,000 for my degree.

    At the time, fear washed over me. Then thoughts and feelings of โ€œhow did this even happen!?โ€ - I vaguely remember signing a few things regarding my loans between the ages of 18 and 21, but I really had NO idea what I was signing up for, and the reality was this: I would owe $60,000 in student loan debt once I graduated college without even understanding the impact this debt would have on my life.

    Iโ€™m writing this years later at 26 years old with more than half of my student loan debt LEFT to pay off... and, sadly, I actually consider myself to be one of the lucky ones. Why? Because I understand how this student loan thing works unlike MANY others out there that owe a ton of money but donโ€™t have a clue how to handle it - and I donโ€™t blame them.

    I had to teach myself EVERYTHING I know about student loans today. I had to teach myself what a principal amount was and what interest was - arguably the 2 most CRUCIAL things to know about a student loan. โ€œYouโ€™ll be fineโ€, they told me, โ€œdebt is normal - everyoneโ€™s got it!โ€... as if it would just magically disappear over time. Thankfully I chose to question what was โ€œnormalโ€ and figured it out for myself. But what about the people who donโ€™t?

    Student loans impact a RIDICULOUS amount of people. Recent data claims that the total student loan debt in America has hit $1.5 TRILLION but these numbers are from 2018, so who knows how bad it is now that we have a whole new class of fresh 2019 college graduates. I guarantee a lot of them are just like I was: graduating WITH student loans and WITHOUT the slightest idea what theyโ€™ve gotten themselves into.

    I wish I had just ONE class that taught me the basics of AND how to handle my student loans. Yes, my student loans are my responsibility and I shouldโ€™ve been a little less naive from the start, but a little guidance and education along the way wouldโ€™ve really helped me upon graduation.

    Did you feel prepared to pay your loans when you graduated? Or were you a little lost like me?

  •  165  35  5 September, 2019
  • โ€œWest Endโ€ has definitely been an ATL buzzword these last few years, but there are a plethora of other SW Atlanta neighborhoods where you can still live affordably.
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Some of those neighborhoods include, but are not limited to:
๐Ÿ‘‰๐ŸปPittsburgh
๐Ÿ‘‰๐ŸปEast Point
๐Ÿ‘‰๐ŸปSummerhill
๐Ÿ‘‰๐ŸปFlorida Heights ๐Ÿ‘‰๐ŸปCascade Heights
๐Ÿ‘‰๐ŸปVenetian Hills
&& many many more
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.
.
And even though market prices are going up โฌ†๏ธ interest rates are actually at a 6 year low right now โฌ‡๏ธ which gives you more buying power! I linked an article to give you all the details about it through the link in my bio
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#westend #atl #atlanta #iloveatl #discoveratl #art #artist #streetart #mural #paint #painting #realestate #realtor #market #housingmarket #house #home #interestrate #finances #realestateagent
  • โ€œWest Endโ€ has definitely been an ATL buzzword these last few years, but there are a plethora of other SW Atlanta neighborhoods where you can still live affordably.
    .
    .
    .
    Some of those neighborhoods include, but are not limited to:
    ๐Ÿ‘‰๐ŸปPittsburgh
    ๐Ÿ‘‰๐ŸปEast Point
    ๐Ÿ‘‰๐ŸปSummerhill
    ๐Ÿ‘‰๐ŸปFlorida Heights ๐Ÿ‘‰๐ŸปCascade Heights
    ๐Ÿ‘‰๐ŸปVenetian Hills
    && many many more
    .
    .
    .
    And even though market prices are going up โฌ†๏ธ interest rates are actually at a 6 year low right now โฌ‡๏ธ which gives you more buying power! I linked an article to give you all the details about it through the link in my bio
    .
    .
    .
    #westend #atl #atlanta #iloveatl #discoveratl #art #artist #streetart #mural #paint #painting #realestate #realtor #market #housingmarket #house #home #interestrate #finances #realestateagent

  •  196  9  10 February, 2020
  • Sorry to interrupt your Coronavirus news feed. Just coming to you with this post to bring you all some positive energy and remind you all that this is one of the best times to be alive to make great investments . Stay focus on the prize and capitalize on the opportunities that present themselves. #MotivationalMonday
  • Sorry to interrupt your Coronavirus news feed. Just coming to you with this post to bring you all some positive energy and remind you all that this is one of the best times to be alive to make great investments . Stay focus on the prize and capitalize on the opportunities that present themselves. #MotivationalMonday

  •  119  20  17 March, 2020
  • A great move considering the stress that comes with home buying! But more than just the incentives, pay attention to your interest rates and fees because these will affect the life of your loan.
#mortgage #homeloan #homeloanrate #mortgage #mortgagerate #realestate #Perthrealestate #property #Perthproperty #listing #investing #homes #RBA #cashrate #interestrate #Australia #economy #business #success#news #marketing #smallbiz #smallbusiness #sales #marketing #entrepreneur #money #perthsmallbusiness #perthgirlboss #perthgirlbossau #perthwomen #perthbusinesswomen
  • A great move considering the stress that comes with home buying! But more than just the incentives, pay attention to your interest rates and fees because these will affect the life of your loan.
    #mortgage #homeloan #homeloanrate #mortgage #mortgagerate #realestate #Perthrealestate #property #Perthproperty #listing #investing #homes #RBA #cashrate #interestrate #Australia #economy #business #success#news #marketing #smallbiz #smallbusiness #sales #marketing #entrepreneur #money #perthsmallbusiness #perthgirlboss #perthgirlbossau #perthwomen #perthbusinesswomen

  •  118  0  15 May, 2017